Equestrian Business insurance

Horses in stables

Commercial liability and equestrian property insurance

For Equestrian businesses, accidents are part of everyday life, and incidents with significant consequences are commonplace. Therefore, it is critical to have robust liability insurance in place to cover all of your activities.

Our experienced commercial brokers are able to provide a tailored service due their longstanding experience in the equestrian industry. This means that they will quickly understand the unique nature of your business.

It is equally important that we place your policy with an insurer who understands the industry. We only place commercial products with specialist insurers who have knowledge of the equestrian industry and who provide excellent claims service. In the event that you are held liable for an accident, you can be assured that your claim will be dealt with by experienced and friendly professionals who will guide you through the claims process. 

Our commercial liability policy packages provides public, products and employers liability protection and can be extended to include care, custody and control liability in the event you are held liable for an injury to a horse in your care that you do not own.

We work with:

  • Riding Schools
  • Livery yards
  • Studs
  • Racehorse trainers
  • Freelance grooms and instructors
  • Horse transporters
  • Equine facilitated learning practitioners.

Commercial Combined and Equestrian Property Insurance

We work hard to create specialist policies tailored to your situation. Whether you are a property owner of stables or you keep high value equipment at your home address, we have a range of solutions that can keep you and your property and business protected:

Our tailored policies protect you with a blended combination of: 

  • Buildings insurance
  • Contents insurance
  • Money-at-the-premises cover
  • Property away cover
  • Tack and saddlery
  • Business interruption.

Get in touch

Catherine Morgan
[email protected]
0203 8577950
Morgan Smelt
[email protected]
0203 8577950
Justine Turbin
[email protected]
0203 8577950

We're always here to help

Let's talk...

02039 184 946

We'll put you in touch with the person best equipped to help.

Do you have an existing policy with Howden?

Got a question or query? Give us a few details in the box below and we'll get back to you. 

Our Website Terms and Conditions and Privacy Notice includes information on the scope of our service and how we will handle your data.

11 + 0 =
Solve this simple math problem and enter the result. E.g. for 1+3, enter 4.
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

What to do if you are experiencing financial difficulties

We recognise that the current economic conditions are putting pressure on many households and businesses. At Howden, we are committed to finding ways to assist our customers who may require additional support during these times.

If you’re currently facing financial difficulty, please speak to us about your insurance policies by:-

-contacting your Howden Service Team; 
-calling Howden on 020 7623 3806;
-using the Enquiry form.