Group Critical Illness Cover

Financial protection for your employees when they need it most

Financial support for your employees when they need it most

Group critical illness cover provides your employees with a tax-free cash lump sum if they are diagnosed with a specified serious illness or condition.*

For example, a heart attack, cancer, stroke, or multiple sclerosis. This can happen to anyone, at any age, often unexpectedly. Your employees will be reassured knowing that, should a life changing diagnosis be given, they will receive a tax-free lump sum which they can spend however they choose.

Policies aim to pay out a tax-free lump sum within a month of the diagnosis for most conditions, so employees and their families receive help when they need it most.

Providing your employees with cover from a group critical illness cover will give them the peace of mind that they will have a financial cushion in the event of a critical illness and demonstrate that their employer is committed to supporting them during difficult times.

Benefits for your business

Demonstrates your duty of care as an employer and a supportive approach to employees’ health and wellbeing.
Can help with improved employee engagement and productivity.
Supports talent retention and recruitment in a competitive employment market.

Benefits for your people

Provides peace of mind for employees knowing that they will receive financial support should they be diagnosed with a critical illness.
Once a claim is accepted, the benefit is paid directly to the employee who receives a tax-free payment.
Many policies include added value features such as Employee Assistance Programmes or wellbeing apps which can offer support and advice to employees. And where appropriate, can help in the process of returning to work.