Critical Illness Cover

Financial protection for your employees when they need it most

Financial support for your employees when they need it most

Critical illness cover provides your employees with a tax-free cash lump sum if they are diagnosed with a specified serious illness or condition.*

For example, a heart attack, cancer, stroke, or multiple sclerosis. This can happen to anyone, at any age, often unexpectedly. Your employees will be reassured knowing that, should a life changing diagnosis be given, they will receive a tax-free lump sum (usually within a month of the diagnosis) which they can spend however they choose.

Providing your employees with cover from critical illness insurance will give them the peace of mind that they will have a financial cushion if needed and demonstrate that their employer is committed to supporting them during difficult times.

What are the benefits of critical illness insurance for businesses?

Demonstrates your duty of care as an employer and a supportive approach to employees’ health and wellbeing.
Can help with improved employee engagement and productivity.
Supports talent retention and recruitment in a competitive employment market.

What are the benefits of critical illness cover for employees?

Provides peace of mind for employees knowing that they will receive financial support should they be diagnosed with a critical illness.
Once a claim is accepted, the benefit is paid directly to the employee who receives a tax-free payment.
Many policies include added value features such as Employee Assistance Programmes or wellbeing apps which can offer support and advice to employees. And where appropriate, can help in the process of returning to work.