Natural Resources

Deep expertise across key natural resources sectors

Our natural resources practice brings together insurance specialists across a full spectrum of energy, power and mining risks that span conventional and transition technologies. 

Wherever you fit and however complex your risk management needs, our flexible approach, unrivalled sector expertise and connections to the leading global insurance markets gives us the freedom to create and place bespoke cover on a scale that suits you.

When you work with us, you are connected to a team of over 160 specialists based in London, Miami, Dubai, Luxembourg, Singapore and Bogota who work together across product lines and countries, bringing you solutions that deliver local expertise and are backed by the power of a global broker.
 

What can you expect when working with us?

1. Personalised service and comprehensive understanding of your needs

Senior management and a select team will learn as much about your business and risk management needs as possible via meetings, data analysis and industry research. We then draw on our sector expertise and where appropriate, collaborate with other Howden experts to create a full strategy from wordings to structuring through to placement and beyond. 

2. Meticulous research, strategic wordings and world-wide marketing

Risk presentation and market relationships
We produce comprehensive underwriting presentations that shows your risk in the most favourable light.

Wordings
We negotiate broad, client-specific and responsive policy wordings. Responsibility for wordings resides with our senior team, technical staff and claims experts.

Structuring
We develop placement structures that drive pricing efficiencies and allow maximum market participation and competition.

Risk pricing
We provide ambitious but realistic estimates of premium costs, terms and conditions for current and future market conditions.

Marketing
Our relationships in all major world markets enables the broadest possible market access which in turn facilitates the most competitive deals.

3. Long-term added value

Claims
Our claims experts are part of the team and work closely with brokers to extract the best possible result from the market in the shortest possible time frame.

Risk Engineering
We will work with you to understand requirements and tailor a unique risk engineering programme that can improve safety and reduce insurance costs by conducting detailed insurance surveys and reports, providing risk improvement advice and offering risk management training. Our industry qualified and experienced engineers can support you throughout the lifespan of your facility.

Technology & facilities
We harness technology to do business more efficiently, including Elements X, our proprietary online trading platform for Sustainable Energy. Our ability to provide data more efficiently and effectively to markets has resulted in the development of exclusive additional capacity for clients.