Natural Resources

Deep expertise across key natural resources sectors

Our natural resources practice brings together insurance specialists across a full spectrum of energy, power and mining risks that span conventional and transition technologies. 

Wherever you fit and however complex your risk management needs, our flexible approach, unrivalled sector expertise and connections to the leading global insurance markets gives us the freedom to create and place bespoke cover on a scale that suits you.

When you work with us, you are connected to a team of over 160 specialists based in London, Miami, Dubai, Luxembourg, Singapore and Bogota who work together across product lines and countries, bringing you solutions that deliver local expertise and are backed by the power of a global broker.

Oil rig in distance out to sea, crashing waves against rocks in foreground

Our clients

We place over $1.4bn premium on behalf of clients annually, working with many prominent and prestigious natural resources and utility industry organisations in collaboration with both Howden and Howden One Network colleagues across the world as well as many independent retail brokers and agencies.

We particularly focus on:

- Global wholesale/local market insurance
- Direct UK/European business
- Captive reinsurance
- International retail business

What can you expect when working with us?


1. Personalised service and comprehensive understanding of your needs

Senior management and a select team will learn as much about your business and risk management needs as possible via meetings, data analysis and industry research. We then draw on our sector expertise and where appropriate, collaborate with other Howden experts to create a full strategy from wordings to structuring through to placement and beyond. 

2. Meticulous research, strategic wordings and world-wide marketing

Risk presentation and market relationships
We produce comprehensive underwriting presentations that shows your risk in the most favourable light.

We negotiate broad, client-specific and responsive policy wordings. Responsibility for wordings resides with our senior team, technical staff and claims experts.

We develop placement structures that drive pricing efficiencies and allow maximum market participation and competition.

Risk pricing
We provide ambitious but realistic estimates of premium costs, terms and conditions for current and future market conditions.

Our relationships in all major world markets enables the broadest possible market access which in turn facilitates the most competitive deals.

3. Long-term added value

Our claims experts are part of the team and work closely with brokers to extract the best possible result from the market in the shortest possible time frame.

Risk Engineering
We will work with you to understand requirements and tailor a unique risk engineering programme that can improve safety and reduce insurance costs by conducting detailed insurance surveys and reports, providing risk improvement advice and offering risk management training. Our industry qualified and experienced engineers can support you throughout the lifespan of your facility.

Technology & facilities
We harness technology to do business more efficiently, including Elements X, our proprietary online trading platform for Sustainable Energy. Our ability to provide data more efficiently and effectively to markets has resulted in the development of exclusive additional capacity for clients.

Solar energy and wind farm

Towards a sustainable future

The drive to Net Zero is our industry’s biggest challenge. Howden is seeking to assist all its clients through this transition period and is leading the way in ensuring the insurance market also supports natural resources clients on this journey. Read more about how we’re doing this...

Let's connect

Photo of Sam Martyn


Sam Martyn

Head of Natural Resources
Photo of Sam Martyn

Sam Martyn

Head of Natural Resources

Email: [email protected]
Tel: +44 20 7426 5274

Photo of James Beckett


James Beckett

Chairman of Natural Resources & Divisional Broking Officer for Global Specialty.
Photo of James Beckett

James Beckett

Chairman of Natural Resources & Divisional Broking Officer for Global Specialty.

Email: [email protected]
Tel: +44 (0)20 7456 9341