Health Cash Plans

What is a health cash plan?

A health cash plan differs from medical insurance because it is designed to reduce your employees’ out-of-pocket everyday healthcare expenses.

Your employees can typically get back between 50% and 100% of the cost of routine healthcare appointments, up to a predefined limit. Workers simply pay the bill on the day and claim the cash back.

What's typically covered?

Benefits to employees 

• Sends an unequivocal message that the health and wellbeing of your employees is a priority.
• Helps to minimise sickness absence.
• Earlier returns to the workplace can help ease any necessary workload reallocation.
• Minimise disruption to your business and to other employees.
• Will help to keep employees happier, healthier and more productive.
• Nurtures loyalty and attracts top talent.

Benefits to employers

• Improves employee wellbeing and access to healthcare
• Boosts recruitment and retention
• Reduces absenteeism and presenteeism
• Cost-effective with predictable costs
• Enhances productivity and engagement

Expert guidance and support

If you're considering a cash plan for the first time or seeking to optimise the benefits you currently have in place, our team of specialist consultants is here to help you. We understand that each business is unique, and that's why we provide independent and impartial advice tailored to the specific requirements of your business, your employees, and your budget.

With our experts guiding you, you can have confidence that you're making the right decisions for your employees' healthcare needs. Your wellbeing and that of your employees are our top priorities, and we are committed to ensuring you're in good hands every step of the way.

Our expert consultants can guide you if you're considering group private medical insurance for the first time or reviewing existing benefits. We ensure the chosen plan meets your employees' needs, considering factors beyond price and terms.