Health cash plans
Helping your employees stay fit and healthy
What is a health cash plan?
A health cash plan differs from medical insurance because it is designed to reduce your employees’ out-of-pocket everyday healthcare expenses.
Your employees can typically get back between 50% and 100% of the cost of routine healthcare appointments, up to a predefined limit. Workers simply pay the bill on the day and claim the cash back.
What's typically covered?
- Maternity or adoption expenses
- Dental and optical care
- Chiropractic treatments
- Osteopathy
- Health Screening
- Hospital day admissions
- Hearing aids
- Podiatry
Benefits to employees
- Sends an unequivocal message that the health and wellbeing of your employees is a priority.
- Helps to minimise sickness absence.
- Earlier returns to the workplace can help ease any necessary workload reallocation.
- Minimise disruption to your business and to other employees.
- Will help to keep employees happier, healthier and more productive.
- Nurtures loyalty and attracts top talent.
Benefits to employers
- Improves employee wellbeing and access to healthcare
- Boosts recruitment and retention
- Reduces absenteeism and presenteeism
- Cost-effective with predictable costs
- Enhances productivity and engagement


