Health cash plans

Helping your employees stay fit and healthy

What is a health cash plan?

A health cash plan differs from medical insurance because it is designed to reduce your employees’ out-of-pocket everyday healthcare expenses.

Your employees can typically get back between 50% and 100% of the cost of routine healthcare appointments, up to a predefined limit. Workers simply pay the bill on the day and claim the cash back.

What's typically covered?

  • Maternity or adoption expenses
  • Dental and optical care
  • Chiropractic treatments
  • Osteopathy
  • Health Screening
  • Hospital day admissions
  • Hearing aids
  • Podiatry

Benefits to employees 

  • Sends an unequivocal message that the health and wellbeing of your employees is a priority.
  • Helps to minimise sickness absence.
  • Earlier returns to the workplace can help ease any necessary workload reallocation.
  • Minimise disruption to your business and to other employees.
  • Will help to keep employees happier, healthier and more productive.
  • Nurtures loyalty and attracts top talent.

Benefits to employers

  • Improves employee wellbeing and access to healthcare
  • Boosts recruitment and retention
  • Reduces absenteeism and presenteeism
  • Cost-effective with predictable costs
  • Enhances productivity and engagement

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