Cash in transit insurance
Broad, flexible coverage
When Armoured Car Companies store or move cash and/or valuable items on behalf of their clients, they have a legal liability to insure the goods and ensure that in the event of a loss, their client’s items are adequately insured.
At Howden, we can provide an Insurance policy that offers broad coverage, and allows flexibility and peace of mind, which is essential.
Any armoured vehicle carrying high volumes of cash is a lucrative target so the potential rewards for any attacker are high.
Likewise, any employee directly involved with the handling of cash whether that be in transit, or whilst being counted and processed onsite, can bring a different element of risk; employee theft/fidelity. The security, procedures and controls are therefore incredibly important for any client, to mitigate loss scenarios.
Our team work closely with many types of clients, offering placement strategy and coverage advice, utilising our many years of experience.

The Howden difference
Cash in Transit appetite from Insurers can be cyclical, so a competitive Insurer today, may not be the best option for our clients in future years.
We strive to keep our pulse on Insurer appetite, to keep our clients updated, and provide alternative quotations in order to maintain best terms at all times.
What does Cash in Transit insurance cover?
Cash in Transit insurance covers All Risks of Physical Loss or Damage for cash, precious metals and other valuables whilst on premises or in transit.
Cover typically includes:
- Robbery and/or theft
- Fire, flood and explosion
- Theft by employees
- Terrorism, war and riots
- Contingent coverage
- Difference in Conditions or Limits
The types of clients we work with:
- Armoured Car companies
- Logistics Providers
- Banks