Cyber insurance

Sceptical about cyber insurance and its role in your risk management plan? You’re not alone – until you get attacked.

When the very survival of your business is under threat, cyber insurance gives you someone to turn to. 

What is a cyber-attack?

Cyber-attacks are illegal attempts to access an organisation's data or to disrupt their operations for criminal purposes, espionage, politics or simply for mischief. Millions of attacks are launched at firms every day: some actually succeed in breaching these companies’ defences and wreak havoc.

An increasingly popular form of attack uses emails that appear to be from a known colleague, to trick people into installing malicious software – it’s an easy mistake that can lead to your business being locked down, losing money and held to ransom. 

A growing number of breaches come from (often disgruntled) employees with insider knowledge. 

What does cyber insurance cover?

Cyber insurance means Howden is right by your side - before, during and after your incident. 

The standout benefits of cyber insurance are access to highly experienced experts to nullify the threat as quickly as possible and help mitigate disastrous consequences.  

Cyber insurance gives you rapid access to experts who will:

1.    Identify the cause 
2.    Contain the breach from spreading and doing more damage
3.    Deal with the fallout (including mitigating ongoing risks)
4.    Restore your organisation back to business as usual

We’re here to make it easy for you

Let's talk...

0372 291 2149

We'll put you in touch with the person best equipped to help.

Got a question or query? Give us a few details in the box below and we'll get back to you. 

  • Current Company Details
  • Statement of Fact
  • Complete
Your full name
Business name
Your phone number
UK Registered Trading address
Company website
Company type
Are there any subsidiary companies?
What industry is your business in?
Business description *
How many employees do you have?
When did you begin trading?
What is your annual turnover? (including any subsidiary companies)
What limit of cover are you interested in?
A cyber breach can affect your ability to operate, cost millions, and damage your long-term reputation. A solid Cyber Insurance policy is designed to minimise and mitigate these risks, typically covering:
  • Information Security and Privacy Liability
  • Multimedia Liability
  • Cyber terrorism and extortion 
  • Incident response support to include IT forensics, Legal and PR services. 
  • Digital and data asset loss, including the cost of repair, restoration or replacement
  • Business interruption cover, providing protection for income
  • Defence costs, civil fines and penalties, where insurable by law
Taking steps to manage your risk

As a trusted adviser, Howden understands that good risk management goes beyond securing a Cyber Insurance policy. We also help our clients to develop their risk management procedures by providing regular advice and recommendations.

The National Cyber Security Centre (NCSC) has worked with leading industry partners to release a number of free online training tools for businesses:

  • Having plans in place should things go wrong: test and practice your business cyber incident response using the ‘Exercise in a box’ tool. 
  • Reducing cyber incidents caused by employee behaviours: educate your employees using the ‘Top Tips For Staff’ training tool.
  • Managing third party cyber security risk: set out security measures for suppliers and partners, and train your employees in procurement roles on how best to protect commercially sensitive information using this online course
  • We have created this simple guide to help demystify some of the key elements of cyber risk and the steps you can take to protect your business.

How can Howden Help?

Here at Howden we aim to support you in your cyber journey by ensuring that you have the knowledge and tools to achieve business resilience, leveraging our strong insurer partnerships to negotiate the most appropriate deals on your behalf. 

We make sure that you know how your insurance policy can respond to a cyber incident, and have a strong, experienced claims handling team to support you during the claims process, should an incident occur. 

Safeguard your business

Let's talk...

0372 291 2149

We'll put you in touch with the person best equipped to help.

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Retail Broking Team of the Year for Cyber Risk

2020 Cyber Risk Awards Winner

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Photo of Catherine Aleppo


Catherine Aleppo
Head of UK SME Cyber, Financial Lines
Photo of Catherine Aleppo

Catherine Aleppo

Head of UK SME Cyber, Financial Lines

Catherine is responsible for Howden’s UK SME cyber offering. With Cyber risk exponentially increasing in recent years, Catherine is focused on helping businesses understand the importance of identifying their threats and vulnerabilities, and provides solutions for transferring those risks which exceed an organisation’s ability to remediate. Catherine is a Cert CII qualified Chartered Insurance Broker with over 15 years’ experience in the insurance industry.

E: [email protected]