Group Risk Benefits

Group Life Assurance | Income Protection | Critical illness Cover

Financial protection & peace of mind during illness, injury or should the worst happen

Group risk benefits such as life insurance, income protection and critical illness cover can provide your employees and their families with a level of protection and financial support to help them during long-term absence or injury, critical illness or in the event of their death.

Group risk benefits are widely considered to be the foundation of any employee benefits package and are highly valued by employees. And they are often much more cost-effective than you might expect. They demonstrate that you care about your employees and are invested in their health and wellbeing inside and outside of work. They give your people peace of mind that support is in place during times of crisis. This can lead to improved engagement and boost employee morale, motivation and productivity.

For businesses to succeed, they need to have the right people in place, so it’s important to attract the best talent and retain them. Group protection benefits are a great way to differentiate yourself from the competition to prospective employees and to retain top talent too.  

Expert guidance and support

If you're considering group risk benefits for the first time or seeking to optimise the benefits you currently have in place, our team of specialist consultants is here to help you. We understand that each business is unique, and that's why we provide independent and impartial advice tailored to the specific requirements of your business, your employees, and your budget.

With our experts guiding you, you can have confidence that you're making the right decisions for your employees' healthcare needs. Your wellbeing and that of your employees are our top priorities, and we are committed to ensuring you're in good hands every step of the way.

Our expert consultants can guide you if you're considering group private medical insurance for the first time or reviewing existing benefits. We ensure the chosen plan meets your employees' needs, considering factors beyond price and terms.

We are here to help

Employee benefits statement- Howden Employee Benefits & Wellbeing is part of the Howden Group. Registered in England and Wales under company number 2248238, with its registered office at One Creechurch Place, London EC3A 5AF. Authorised and regulated by the Financial Conduct Authority.