Group risk insurance

Financial protection and peace of mind during illness, injury or should the worst happen

Business risk insurance, such as life insurance, income protection, and critical illness cover, can provide your employees and their families with a level of protection and financial support to help them during long-term absence or injury, critical illness, or in the event of their death. 

Group risk insurance is widely thought of as the foundation of any employee benefits package and is valued by employees. And it’s often much more cost-effective than you might expect. It demonstrates that you care about your employees and are invested in their health and wellbeing inside and outside of work. It gives your people peace of mind that support is in place during times of crisis. This can lead to improved engagement and boost employee morale, motivation and productivity. 

To succeed, businesses need the right people, which means attracting and keeping top talent. Offering group protection benefits is an effective way to stand out from competitors and strengthen employee retention.

Expert guidance and support

If you're considering group risk insurance for the first time or seeking to optimise the benefits you currently have in place, our team of specialist consultants is here to help you. We understand that each business is unique, and that's why we provide independent and impartial advice tailored to the specific requirements of your business, your employees, and your budget.

With our experts guiding you, you can have confidence that you're making the right decisions for your employees' healthcare needs. Your wellbeing and that of your employees are our top priorities, and we are committed to ensuring you're in good hands every step of the way.

Our expert consultants can guide you if you're considering group private medical insurance for the first time or reviewing existing benefits. We ensure the chosen plan meets your employees' needs, considering factors beyond price and terms.

Get in touch with our friendly team of experts today for advice and to learn more about how Howden Group can support employee retention within your business.