Global insurance group

Our people make it possible

Serving SMEs, corporates and multinationals, our dedicated teams are ready to make a difference

Men shaking hands

Client experience is everything to us

At Howden Estonia, we work for you. We're completely independent of insurance companies - we exist purely to negotiate the solutions that are best for you.

Resolving even the most difficult insurance cases to your benefit is a matter of honour for us.



$38bn+ USD

Premium under management



A broker truly proves their worth in a claim situation

When an accident or other losses occur, we support you throughout the claims process. 

During a claim, we represent you in negotiations with the insurance company, handle appeals where necessary and submit the most difficult cases to the Insurance Complaints Board for a resolution.

More than 1 in 10 claims decisions by insurance companies are rejected in error. 

It is our job to make sure our clients are not part of the 10%. 

Andry Saarm Howden Estonia
Each year, we win many appeals to overturn insurer decisions. Our appeal work brings our clients a combined annual value of more than one million euros.
Andry Saarm Howden Estonia

Our experience makes complicated insurance services easy for you

It’s our job to break through the complexity and find a tailored solution that works for you.

We put our people first, and as a result, they are free to do their best work for our clients. We are a team of specialists.


Born in London in 1994

We're now the largest independent broker headquartered outside the USA.

Mitigate. Transfer. Protect.

Let's talk...

 +372 6181681

We'll put you in touch with the person best equipped to help.

Contact us today

Call our team  on +372 6 144 400 or drop us a quick message and we'll get back to you as soon as possible.

 Tallinn - Pärnu mnt 158/1, 11317 Tallinn 
 Pärnu - Lai 15a, 80010 Pärnu
 Rapla - Tallinna mnt 22, 79512 Rapla

 Email [email protected]

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