Global insurance group

Our people make it possible

Serving SMEs, corporates and multinationals, our dedicated teams are ready to make a difference

Men shaking hands

Client experience is everything to us

At Howden Estonia, we work for you. We're completely independent of insurance companies - we exist purely to negotiate the solutions that are best for you.

Resolving even the most difficult insurance cases to your benefit is a matter of honour for us.



$35bn+ USD

Premium under management



A broker truly proves their worth in a claim situation

When an accident or other losses occur, we support you throughout the claims process. 

During a claim, we represent you in negotiations with the insurance company, handle appeals where necessary and submit the most difficult cases to the Insurance Complaints Board for a resolution.

More than 1 in 10 claims decisions by insurance companies are rejected in error. 

It is our job to make sure our clients are not part of the 10%. 

Each year, we win many appeals to overturn insurer decisions. Our appeal work brings our clients a combined annual value of more than one million euros.

Our experience makes complicated insurance services easy for you

It’s our job to break through the complexity and find a tailored solution that works for you.

We put our people first, and as a result, they are free to do their best work for our clients. We are a team of specialists.


Born in London in 1994

We're now the largest independent broker headquartered outside the USA.

Mitigate. Transfer. Protect.

Let's talk...

 +372 6 144 400

We'll put you in touch with the person best equipped to help.

Contact us today

Call our team  on +372 6 144 400 or drop us a quick message and we'll get back to you as soon as possible.

 Tallinn - Pärnu mnt 158/1, 11317 Tallinn 
 Pärnu - Lai 15a, 80010 Pärnu
 Rapla - Tallinna mnt 22, 79512 Rapla

 Email [email protected]

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