Political Violence & Terrorism Insurance

Political Violence & Terrorism Insurance

Protect Your Business Against Unpredictable Risks

War, political violence, and terrorism are risks that cannot always be prevented or avoided. While the events themselves may be beyond your control, the financial impact on your business can be managed through the right insurance solution.

Political violence incidents can cause significant disruption, ranging from direct physical damage to property and assets to prolonged business interruption. Modern threats may also affect businesses without direct combat taking place nearby, including military drone activity, sabotage, civil unrest, or terrorist attacks.

Most standard property and business insurance policies exclude losses arising from war, terrorism, and political violence. A dedicated Political Violence, War Risks & Terrorism insurance solution helps close these coverage gaps and provides your business with broader protection in an increasingly complex geopolitical environment.

Why Consider Political Violence & Terrorism Insurance?

  • Protection against risks commonly excluded from standard insurance policies
  • Coverage for physical damage to property and assets
  • Business interruption protection following insured events
Working with an experienced insurance broker ensures that your coverage is designed around your organisation’s specific risk profile and responds effectively when it matters most.

What Does the Insurance Cover?

Our solutions are developed through the international insurance market, providing cost-effective protection with a broad scope of coverage. Policies can be tailored to meet the specific needs of your business.

Standalone Political Violence & Terrorism cover, including:

Core Perils

War and / or Civil War
Sabotage
Strikes, Riots, Civil Commotion
Insurrection, Revolution or Rebellion
Mutiny and / or Coup d'Etat
Malicious Damage
Business Interruption / Contingent Business Interruption

Ancillary Perils

Third Party Terrorism Liability, including employer’s liability
Nuclear, Chemical, Radioactive, Biological terrorism coverages
Physical damage following a cyber-attack as a result of sabotage, terrorism and / or malicious acts
Threat Cover
Loss of Attraction / Non-Damage Business Interruption
Event Cancellation
Looting following an insured peril
Active Assailant