Group private medical insurance

Helping to keep you, your people and your business healthy

What is business medical insurance?

Group private medical insurance is a valuable employee benefit that provides access to private healthcare services. Offering this cover can enhance employee wellbeing, reduce absenteeism, and help attract and retain top talent.

The National Health Service remains the backbone of UK healthcare, but ongoing pressure has led to record waiting lists for treatment and surgery. Private medical insurance provides a practical solution, offering employees faster access to healthcare, shorter waiting times, and greater control over when and where they receive treatment.

This supports better health outcomes, reduces sickness absence and its associated costs, and helps create a healthier, more productive workforce.

Benefits to employers

Demonstrates that employee health and wellbeing are a genuine priority
Reduces sickness absence and supports faster, safer returns to work
Minimises disruption to operations and improves overall productivity
Helps attract and retain skilled employees in a competitive market
Boosts morale and loyalty by investing in people
Can often be treated as an allowable business expense, supporting cost-effectiveness

Benefits to employees

Faster access to diagnosis, treatment, and specialist referrals
Appointments arranged around busy schedules for added convenience
Access to a wider choice of hospitals, consultants, and treatment facilities
Quick and confidential support for mental health concerns
Virtual GP services, often 24 hours a day, for immediate advice and assessments
Potential access on a Medical History Disregarded basis, with pre-existing conditions covered from as few as one employee