Group Healthcare Benefits

Prioritize health and wellbeing for success

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It's time to invest in your employees’ health and wellbeing

Looking after employees’ health and wellbeing is a growing priority for businesses of all sizes. Organisations are increasingly recognising the benefit to both their business and their people of taking a proactive approach to workplace health and wellbeing.

This includes minimising employee absence due to ill health, having a more productive workforce and creating a happy and healthy culture where employees can thrive.

If you're considering healthcare benefits for the first time or looking to review the benefits you have in place, our team of expert consultants can help you. They provide independent and impartial advice based on the needs of your business, people and budget. You can rest assured you'll be in good hands.

Popular healthcare benefits

Group private medical insurance is an insurance policy that covers the medical expenses of a group of employees. It typically includes consultations, specialist treatments, surgeries, hospital stays, and more. Employers can choose to pay for cover for their entire workforce or specific groups of employees. Cover can also be extended to the employee’s immediate dependants, either at the employers' cost of the employees.

Benefits to employers

  • Sends an unequivocal message that the health and wellbeing of your employees is a priority.
  • Helps to minimise sickness absence.
  • Earlier returns to the workplace can help ease any necessary workload reallocation.
  • Minimise disruption to your business and to other employees.
  • Will help to keep employees happier, healthier and more productive.
  • Nurtures loyalty and attracts top talent.
  • Costs can be treated as a bona-fide business expense.

Benefits to your employees

  • Fast access to treatment when they need it most.
  • Convenience that treatment can be planned to suit busy lifestyles and commitments.
  • Peace of mind that healthcare advice and treatment are available without long wait times.
  • Specialist mental health services - Many group private medical insurance policies can provide mental health support services quickly and discreetly.
  • Access to virtual GPs - Many insurers offer a 24-hour virtual service, providing an initial assessment in the comfort of your own home.
  • They can typically join the scheme on a Medical History Disregarded (MHD) basis so pre-existing conditions may be covered from as few as one employee.

By covering essential dental services employers encourage their workforce to prioritise their health, ultimately reducing absenteeism and boosting productivity. In a competitive job market, offering a benefit like group dental Insurance can also set your company apart, making it an attractive workplace for top talent while retaining valuable existing employees. Discover how group dental insurance can help lead to a happier and healthier team.

What's typically covered

  • Routine check-ups
  • Scale and polish
  • X-rays
  • Fillings and extraction
  • Root canals and crowns

A health cash plan differs from medical insurance because it is designed to reduce your employees’ out-of-pocket everyday healthcare expenses.

Your employees can typically get back between 50% and 100% of the cost of routine healthcare appointments, up to a predefined limit. Workers simply pay the bill on the day and claim the cash back.

What's typically covered?

  • Maternity or adoption expenses
  • Dental and optical care
  • Chiropractic treatments
  • Osteopathy
  • Health Screening
  • Hospital day admissions
  • Hearing aids
  • Podiatry
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Demand for a higher standard of healthcare is growing

Looking after your employees’ health and wellbeing is a growing priority for businesses of all sizes. Organisations are beginning to realise the benefit to both their business and their people of taking a proactive approach to workplace health and wellbeing. 

In the UK, ongoing pressures on the NHS have resulted in long waiting times for diagnosis and treatment. This is a cause of concern for many. As a result, there has been a significant increase in individuals and businesses taking out private healthcare policies in the last year.

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Your business goals + your culture + our expertise

We don’t believe in a ‘one size fits all’ approach to employee benefits. Your group healthcare insurance plan should align directly with your goals as a company. And, as part of your wider employee benefits plan, it should be a true reflection of the unique culture you’ve built as a business. 

That’s why we start by taking the time to really understand your business at the start. By putting ourselves in your shoes first, we can gain a thorough understanding of your specific needs, and what we can do to ensure your group health insurance plan delivers value for your spend. 

We're always here to help

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