Equine & Equestrian insurance

From the gallops to the show ring - you ride, we protect.

Howden has specialist insurance brokers working day-in, day-out on equestrian risk challenges. Our clients include equestrian associations, racecourses, racehorse trainers, stud farms, riding schools, livery yards, freelance instructors, and horse owners. We are the official insurance partner of The Pony Club.

Cover for equestrian businesses we can arrange:

  • Employers' and public liability
  • Group personal accident
  • Damage to stables, buildings, contents and property
  • Loss or damage to equipment
  • Event cancellation

Cover for equestrian associations:

  • Group public liability for members
  • Group personal accident for members
  • Directors' and Officers' insurance
  • Group travel
  • Public and employers' liability
  • Event cancellation 

Insurance for bloodstock

  • All risk mortality
  • Stallion infertility
  • Life-saving surgical fees
  • Prospective foal
  • Broodmare barrenness 

Insurance for horses and riders

  • All risk mortality
  • Vets’ fees
  • Loss of use
  • Horse owners' liability
  • Competition and sports horses  

Otium, our Sport, Recreation and Equine Magazine, is available to download here.

Download the flyer here.

If horses were predictable, all the bookmakers would go bust

Horses are a financial and emotional investment, which means getting the insurance right is incredibly important.

Two horses stand in stalls in a modern stable building

Our equine experts are on hand to help

Get in touch

Let's talk...

02039 184 946

We'll put you in touch with the person best equipped to help.

Do you have an existing policy with Howden?

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What to do if you are experiencing financial difficulties

We recognise that the current economic conditions are putting pressure on many households and businesses. At Howden, we are committed to finding ways to assist our customers who may require additional support during these times.

If you’re currently facing financial difficulty, please speak to us about your insurance policies by:-

-contacting your Howden Service Team; 
-calling Howden on 020 7623 3806;
-using the Enquiry form.

Meet the team

Photo of Catherine Morgan


Catherine Morgan
Associate Director
Photo of Catherine Morgan

Catherine Morgan

Associate Director, Sports, Recreation & Equine

With years of experience designing products for the equine world, Catherine has a keen interest in all equine matters. As well as advising on every type of insurance cover available for the equestrian market, Catherine and her team can create bespoke products if required.