Freelance IT Contractor Insurance

Get a quote and buy online in minutes from £8 per month

How freelance IT Contractor Insurance will protect you

Being a freelance IT Contractor can be busy, challenging and, at times, stressful. As technology develops and cyber threats increase, it’s a profession that has become more in demand than ever. With those new opportunities, however, come bigger risks.

Due to the nature and the complexity of the modern professional, IT Contractors need to have robust insurance cover in place, as inadequate cover could cause more damage to your business and your professional reputation in the long run. Therefore, Public Liability and Professional Indemnity insurance should be key considerations for you, and this is where Howden can help.

We have teamed up with Caunce O’Hara (part of the Markel Corporation) to provide insurance solutions for IT Contractors, to ensure that all activities are fully covered.

What we can help you with

We provide insurance solutions tailored to all IT Contractors, including:

Why Howden?

  • Insurance premiums from £8 per month
  • Quick and easy online quote and buy platform
  • Partnered with an A-rated insurer with over 25 years’ experience in insuring you while you freelance
  • Dedicated account handlers to assist with your insurance queries
  • Access to discounted IR35 contract reviews
  • Refer a friend scheme – recommend a friend to us and you’ll be rewarded with a £25 Amazon voucher

Arranging your insurance through us is easy

Request a quote below and you will be navigated to a Markel web portal.


We provide cover for freelance:

  • IT Consultants
  • IT Project Managers
  • Software Developers
  • IT Analysts
  • IT Programmers
  • Web Developers
  • Many more

No matter how safe and careful you are, people make mistakes and human errors are sometimes difficult to omit entirely. The reality is that things go wrong from time to time, which could lead to a long legal battle and unhappy customers who may want compensation. It could even lead to your professional / public reputation being damaged.

This makes IT Contractor Professional Indemnity insurance a vital cover for contractors and freelancers. It is required in most IT contracts as it helps protect your business against allegations of financial loss caused as the result of an error, negligence or omission in your business services. But as we’ve mentioned, there are many other risks you face in the IT sector which Howden can also help with.

We provide tailored IT Contractor insurance to help mitigate the risks IT Contractors face on a daily basis. Our fast online quote and buy system enables you to get the cover you require for your contract as quickly and easily as possible.

Another vital piece of cover is our IT Contractor Public Liability insurance for freelancers. It means that should anything happen you have the peace of mind that you’re covered for as many eventualities as possible.

Having no insurance cover, or inadequate cover, can cost you more in the long run if your business is not protected. By having the right cover in place, it means you can get on with doing what you love to do, become more efficient with your business activities and not have to worry about serious allegations, business interruptions or errors that are outside of your control. Howden has you covered, and will guide you through the claims process too, should you need to make claim.

Ready when you are

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What to do if you are experiencing financial difficulties

We recognise that the current economic conditions are putting pressure on many households and businesses. At Howden, we are committed to finding ways to assist our customers who may require additional support during these times.

If you’re currently facing financial difficulty, please speak to us about your insurance policies by:

-contacting your Howden Service Team
-calling Howden on 020 7623 3806
-using the enquiry form