Driving Data

Get the full picture on driving behaviour

Unlock the true potential of telematics

Advanced data science to influence driver behaviour and reduce claims’ costs

Safer drivers

Prevent fraud

Reduce leakage

Improve loss ratios

DrivingData app

Why choose Driving Data?

Driving Data is the only large scale end-to-end telematics solution created from over a decade of in-house broking experience and billions of miles’ of live data.

Our comprehensive database of real claims is attached to actual driving and crash data, providing unique insight. This means our products are powered by behavioural science that have been tested with live customers.

What we have learned over the last decade puts us in a strong position to advise on best in class use of data to reduce loss ratio, obtain unique rates from capacity and provide return on the data investment.

Our enterprise platform is highly configurable and interoperable with any system or data source.

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What to do if you are experiencing financial difficulties

We recognise that the current economic conditions are putting pressure on many households and businesses. At Howden, we are committed to finding ways to assist our customers who may require additional support during these times.

If you’re currently facing financial difficulty, please speak to us about your insurance policies by:-

-contacting your Howden Service Team; 
-calling Howden on 020 7623 3806;
-using the Enquiry form.

Understand. Intervene. Influence. 

Data streams, personalisation and behavioural science come together so you can take a tailored approach to every insured.

  • Driver scoring
  • Crash detection and reconstruction 
  • Fraud detection
  • Dynamic pricing and underwriting
  • Real time asset management 
  • Rewards

The Driving Data team can help you design methodologies and write algorithms to suit your needs. 

Underpinned by trillions of data points and linked to true claims not proxies, our marketing-leading algorithms are highly predictive of risk.  

Innovate and find new opportunities 

Driving Data is a highly configurable platform that you can flex to build new propositions that resonate with modern consumers. 

Personal lines and commercial lines solutions include:

  • Pay-as-you-drive
  • Pay-how-you-drive 
  • On demand
  • Annual
  • Try-before-you-buy
  • Mobility and Vehicle sharing 
  • Fleet management
  • Asset management
Get closer to your clients and connect with them in a meaningful way, using a platform that is up to speed with modern digital user experience. By doing so, you can reduce loss ratios up to 50%

Minimising costs and efforts of implementation 

Highly interoperable, our platform, Apps, and algorithms can be seamlessly integrating into any 3rd party software system with minimal effort or operate in isolation.  Whether ingesting telematics data from partner systems or supplying our own data collection technologies, we are confident that our data management and data science capabilities will provide a competitive edge. 

DrivingData app in hand

Your flexible innovation partner

All our services are based on client needs. From algorithm-as-a-service, consultancy, bespoke design and build – or even something a little more off-the-peg, let’s talk.

Our team of insurance specialists, data scientists, behavioural scientists, actuaries and developers is at your service.

Offering free advice, consultancy, or a turnkey solution, we are uniquely placed to solve your problems.

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Free advice

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Turnkey solutions

We're always here to help

Driving Data app map

How it all works

Get a nuts-and-bolts breakdown of how Driving Data works, from the basics of telematics to we create safer drivers, cut down on fraud and reduce leakage.

Meet the team

Photo of Jon Law


Jon Law

Managing Director
Photo of Jon Law

Jon Law

Managing Director

Jon holds 20 years board and senior leadership experience in fast paced insurance & technology environments – inclusive of global blue chip companies and small cap plc’s.

For the past 10 years he has focused extensively on the intersection of telematics data, connected car data and insurance having designed and launched numerous OEM, insurer, and broker connected propositions globally.

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Barney Thompson

Director of Business Development
Photo of Barney  Thompson

Barney Thompson

Director of Business Development

Barney has worked within Personal Lines Insurance for over 15 years, with 10 at the leading edge of Insuretech – designing and launching two of the largest self-install telematics products in the UK. He has a wide spectrum of experience across; strategy, commercial, project management and business development with companies such as Direct Line Group and Hastings Direct.