Federations

Public & products liability with a limit of indemnity of up to £10 million any one occurrence and in the aggregate in respect of products liability protecting the club/syndicate  its members and club volunteers  against your legal liability for bodily injury to third parties and damage to their property and includes defence for obstruction, loss of amenities, trespass,  nuisance, or interference with any right of way, light air or water  whilst undertaking the Angling Trust recognised activity

Where a member club, syndicate, fishery or federation operates a reservoir – a specific reservoir endorsement applies which is a condition which must be met for liability insurance cover to apply. Please see your evidence of insurance supplied by Angling Trust.

Please note that with effect from the 24 August 2020 to 24 August 2022 a communicable disease exclusion applied to this section of the insurance policy.

Use of power tools

Insurers will  not indemnify you for any legal liability arising from the use of power tools unless:

• Power tools are used as per the manufacturers guidelines
• Power tools are only used by competent adult
• Power tools are to be securely locked away when not in use
• Use of chainsaws is permitted only by users wearing the appropriate PPE equipment - it is strongly recommended that those using chainsaws should hold the appropriate qualifications

Use of subcontractors

If you are using subcontractors for example but not limited to  maintenance of land or building works  it is a condition of the insurance that all sub contractors engaged by you shall have in force public liability insurance for third party bodily injury or damage to property with a minimum limit of indemnity of £5 million throughout the duration of the contract with you.  You must hold and retain documentary evidence of the insurance prior to the commencement of the any contract.

Professional indemnity insurance with a limit up to £10 million protecting the federation if held responsible for breach of professional duty arising from negligent act error or omission committed in connection with those roles at the federation  arising from your Angling Trust recognised activity.  

This section includes a libel and slander extension. Where coaches are appointed they are only insured to their level of qualification.

This section of the cover is written on a claims made basis and is subject to retroactive date 25 July 2017 It is essential that any claims or circumstances that might give rise to a claim are notified during the policy period in accordance with the terms of the policy wording otherwise the right for indemnity under this insurance will be forfeited.

Covers you if held liable for an injury that an employee suffers during the course of employment. The policy includes injuries to volunteers and the maximum limit of cover is £10 million (limited to £5 million in respect of terrorism) This is a legal requirement for any club that employs people paid or unpaid. 

Protection for the directors, officers, senior managers, committee members and trustees against claims arising from their decisions or actions taken whilst managing the club/syndicate.

Directors and officers Limit of Indemnity £5 million in the aggregate.

Corporate reimbursement limit of indemnity £5 million in the aggregate – retroactive date 25 July 2017.

Excess £2,500 under corporate legal liability section.

This section of the cover is written on a claims made basis and is subject to retroactive date 25 July 2017. It is essential that any claims or circumstances that might give rise to a claim are notified during the policy period in accordance with the terms of the policy wording otherwise the right for indemnity under this insurance will be forfeited.

Personal accident insurance which provides “no fault” benefits should an injury happen to an insured person whilst undertaking an activity as recognised under your Angling Trust insurance policy.   

The benefits payable are as follows:

Portable items section

Territorial Limits – UK

Federation Equipment £2,000 (single article limit of £1,000 applies)

Federation Trophies (per Club) £500

Excess: £150

We would highlight the following exclusions:

• Theft or damage to the equipment in your care custody control or otherwise in a locked hotel room or safe or other securely locked room or premises - evidence of forcible and violent entry or exit. 
• Theft from unattended vehicles unless the item is out of sight in a locked boot or locked storage compartment. 

11.1 Sporting Kit and Equipment Condition Sporting Kit & Equipment is defined as recognised equipment which is used in connection with the participation of the Insured Sport up to a Single Article Limit of £1,000 unless otherwise stated in the policy Schedule.

Damage to fish stock

Damage to fish stock is excluded other than damage caused by Storm, Malicious Damage, Theft  or Death caused by Koi Herpes Virus (KHV) or Spring Viraemia of Carp (SVP), providing that the following safeguards have happened and the following preventative measures are in place:

i) Dip-tanks are in place at the fishery and their use is mandatory for all nets, unhooking mats and weighing slings / fish retention devices, whether belonging to the individual angler or provided for anglers’ use by the fishery.

ii) The fishery should regularly monitor fishery health and should maintain appropriate records.

iii) The fishery must report promptly to the Environment Agency in the event that any diseased or distressed fish are observed or reported in the fishery and should take appropriate action as advised by the Environment Agency.

iv) The appropriate Environment Agency permits and permissions must be received and agreed in respect of any fish being moved and or introduced to the fishery.
In respect of the Federation Property Insurance the following theft restrictions apply and must be complied with for a successful claim  to be considered;

8.7 Theft or attempted Theft from 

8.7.1. any unattended vehicle unless:

a. all doors and windows are closed and securely locked and the vehicle manufacturer’s security systems are in operation;

b. entry to the vehicle has been effected by forcible and violent means;

c. all items are stored out of sight in a locked boot or covered luggage area whilst in a vehicle that has been fully secured.

8.7.2. any Building not owned by You unless; 

a. the Property Insured is the personal custody of You, any Employee or club member; or
b. the Property Insured is locked within the aforesaid Building and entry has been effected by forcible and violent means.

8.7.3. Your Premises when closed for Business and at all other appropriate times when left unattended, unless the intruder alarm and security precautions are in operation and entry has been effected by forcible and violent means.

Consequential loss section

Loss of Income/Revenue in respect of losses following damage to stock £5,000

Excess: £250

Money section

Money in Transit £5,000

Money on Business Premises (Working Hours) £5,000

Money on Business Premises (Outside Working Hours) £Not Insured

Money in Safe of Strongroom £5,000

Money in Personal Custody £ 500

Excess: £50

Glass section

Internal and External Glass (Excluding Advertising or identification signs) is insured.

EXTENSIONS Temporary Shuttering £1,000 Damage to Frames £1,000 & Signwriting £1,000