PGA Members

Protection for your golfing activities

As a PGA member you're protected by Public Liability and Professional Indemnity insurance.

This covers legal liability for damages and legal costs arising out of third party loss, injury or damage, in connection with the activities described below and notified to Insurers within the period noted on your certificate of insurance.

Cover includes public liability, professional indemnity, liability for damage to leased and rented premises. Cover includes the professional advice you provide whilst coaching, provided that the activity falls with the remit of your approved training or qualifications.

Cover is provided up to a maximum of £10 million and will protect you worldwide.

We strongly advise that all activities are appropriately risk assessed, keeping records of such is paramount in the defence of any claims made against you.

Please note this policy does not provide Employer's liability insurance - If you employ an assistant coach to help with your coaching, you could be held liable for an injury to them sustained whilst they were working under your direction.

If you think you need additional cover, you can speak to the team at Howden.

Limited Companies

Your PGA insurance extends to cover your limited company.  Cover is specific to you as a coach when coaching on behalf of your limited company. 

PGA members and their businesses will continue to need a separate insurance policy if:

If you require separate insurances please email [email protected]. 

Legal expenses and legal helpline

For members based in the UK and Republic of Ireland, you have access to a 24 hours a day free confidential EU legal advice line.

This also includes confidential counselling, crisis communication helpline and UK tax advice 9am – 5pm through ARAG plc.