Swimming Teachers and Coaches
Cover that protects you while you teach or coach
As a registered Swim England Coach or an Institute of Swimming Teacher member, operating as a sole trader you are provided with insurance to protect you while you are instructing and delivering Institute of Swimming and Swim England recognised activity.
Public Liability & Professional Indemnity Insurance
This protects you if you are held responsible or are found to be negligent resulting in loss, property damage or injury while teaching, coaching or officiating to the level of your qualification.
Protection includes:
- Public liability
- Professional indemnity
- Cover against libel and slander
- Liability for damage to leased and rented premises
- Member to member liability
- Indemnity to principals
- Liability arising out of goods sold or supplied including refreshments
Personal Accident Cover
You are provided cover for death, permanent total disablement or temporary total disablement injuries arising from your teaching or coaching activities.
Loss of Revenue Cover
This contributes costs to you where you have lost income due to temporary closure of a swimming pool that is damaged or has an identifiable breakdown, explosion or collapse of any electrical or mechanical equipment and is located within UK and the Republic of Ireland.
Legal Helplines and Expenses
UK members are provided with access to legal helplines to help you manage your legal responsibilities as a swimming teacher or coach.
The cover also extends to provide legal expenses for certain matters, including:
- Employment Disputes - Pursuit
- Contract Disputes - Pursuit
- Internal Disciplinary Hearings - Representation
- Bodily Injury - Pursuit
It is essential that you obtain advice from the Legal Expenses insurer before you act to ensure that you do not prejudice your position. If insurers have not been contacted prior to your action, they are unlikely to support the claim.
Get in touch with us, we're always here to help
For an queries regarding insurance, speak to a helpful representative at Howden