Insight

How CQC ratings impact insurance premiums

Published

17 September 2025

Written by

Sabrina Meetaroo

Read time

1 minute

Navigating a Care Quality Commission (CQC) inspection can be daunting—but did you know the rating the achieve could directly affect the insurance costs of your care home? 

Listen to the first episode in our series of podcasts for care leaders as we provide guidance to help care home providers navigate the challenges of a CQC inspection process. We will then unpack the link between CQC ratings and the insurance premiums you pay. 

What you’ll learn in this episode: 

  • How CQC ratings influence your insurance risk profile 

  • The impact of delayed re-inspections 

  • Practical tips to prepare for inspections and improve outcomes 

  • What insurance policies care providers should consider to stay protected. 

Listen to the episode to gain insights that could save your care business time, stress and money. 

We're here to help

Do you have an existing policy with Howden?

Got a question or query? Give us a few details in the box below and we'll get back to you.

Our Website Terms and Conditions and Privacy Notice includes information on the scope of our service and how we will handle your data.

What to do if you are experiencing financial difficulties

We recognise that the current economic conditions are putting pressure on many households and businesses. At Howden, we are committed to finding ways to assist our customers who may require additional support during these times.

If you’re currently facing financial difficulty, please speak to us about your insurance policies by:-

-contacting your Howden Service Team; 
-calling Howden on 020 7623 3806;
-using the Enquiry form.