England Rugby Insurance Centre
Insurance for RFU clubs, players and staff
Howden is the official insurance broker for RFU Clubs. We here to help clubs, players and staff make rugby safe for everyone - both on and off the pitch.
As well as information on the insurance provided to you as part of your RFU registration, we offer other insurance at preferential rates, and digital tools to make risk management initiatives easier (and help you save money on premiums, too).
Find out about RFU insurance for:
The RFU provides individual players with public liability and personal accident insurance
The RFU's Combined Liability policy protects against third party claims, with access to preferential rates on property and travel
RFU coaches are protected by Public Liability, Professional Indemnity and Personal Accident insurance
Referees & match officials
Referees, touch judges and trainers have automatic Public Liability, Professional Indemnity and Personal Accident cover
Medical Personnel are only covered for Good Samiritan Acts and First Aid within the RFU policy.
Where member clubs play non-member clubs, Personal Accident coverage is provided under specific circumstances
Schools, colleges and universities
Education providers have some Personal Accident coverage, but otherwise are required to arrange their own insuance cover