Accident and Incident Reporting

All incidents that occur at a Pony Club event, no matter how minor, should be recorded in an accident log in accordance with Pony Club Health and Safety procedures.  

If the accident or incident is more serious in nature, it must be reported via the Risk Reduce portal. Examples of injuries and accidents that must be reported include:

  • Bone fractures
  • Head injuries/concussion
  • Facial injuries
  • Loss of consciousness
  • Injury requiring resuscitation
  • Damage to internal organs
  • Serious lacerations requiring stitches or hospital investigation
  • Any damage to third-party property
  • Any serious injury to a horse or pony

This is not an exhaustive list and if in doubt please call the Howden claims team or report the incident on Risk Reduce.

Please follow the links below if you are:

  • A Pony Club official wanting to report an incident at an event

Liberty Risk Reduce Form – Branch

  • A member of The Pony Club (or the parent/guardian of a member) wanting to report an incident that has occurred and which may result in a claim against you

Liberty Risk Reduce Form – Member


Please note this page is not for third parties with a grievance against The Pony Club or a Pony Club member.  If you have reason to believe you may have a valid claim against The Pony Club please contact the Howden Claims team at [email protected] or call 01234 408610. 

Please also contact Howden if you are a volunteer who has been injured during the course of your duties at an Area or National competition and believe you may be eligible to claim under the personal accident policy.

We're here to help

Do you have an existing policy with Howden?

For all Pony Club insurance enquiries contact Catherine on 02039 184 946. Alternatively fill out the form below and we'll be in touch. 

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What to do if you are experiencing financial difficulties

We recognise that the current economic conditions are putting pressure on many households and businesses. At Howden, we are committed to finding ways to assist our customers who may require additional support during these times.

If you’re currently facing financial difficulty, please speak to us about your insurance policies by:-

-contacting your Howden Service Team; 
-calling Howden on 020 7623 3806;
-using the Enquiry form.