Food and drink production is one of the most essential forms of manufacturing there is – but it comes with high stakes. Quality control and safety measures are rigorous for good reasons, whatever the type of food or drink products you make. At Howden, we understand the risks you face – so our insurance is specially made to give you as much protection as possible.
From drinks to dairy, fresh meat to frozen foods, cooked, canned or processed – we know food and drink manufacturing is a varied industry. So we take the time to get to know every aspect of your business so we can craft your cover to your specific needs. We ask the right questions from day one – making sure you’ve got robust protection in place for your whole operation, including your premises, people, machinery and processes.
And because our team are experts in this sector, we’ll also help you manage your everyday risks as safely as possible to shield you from potential claims. Whether large-scale international operation or regional manufacturer here in the UK, we’ll find exactly the right insurance for you. It’s just how we’re made.

We can cover a variety of businesses that fall within this sector including;
- Food processors
- Agriculture
- Food Retail
- Pet and Animal Food Manufacturers
- Nurseries
- Wholesale & Distribution
- Import/Export
Insurance in line with your needs
Bespoke insurance built by experts
As a trusted broker with global reach, we’ve got the experience and expertise to custom-build policies to the exact specifications your business demands.
In-house product recall team
We have a specialist team to handle product recall, taking the pressure off you and ensuring the process runs as smoothly as possible.
Risks regularly reviewed
Our in-house risk management team can work with you to audit your risks, advise you on how to reduce them, custom-make solutions and help save you money.
People-first (always)
From taking the time to get to know your business, to supporting you in the event of a claim, to proactive check-ins, we’re here for you in person, on the phone or online. Always.
We can help you in all areas of cover
- Assets
- Liabilities
- Stock in transit
- Engineering – inspection and breakdown
- Product Recall
- Pollution Risks