How to claim
Personal accident claims
Personal accident claims need to be sent directly to the insurer. Please download the form below.
If you are an Accredited + coach claiming for personal accident and physiotherapy support, please complete the personal accident claim form AND visit the IPRS Physiocare site to register your claim with them.
|Personal accident insurance claim form||Download now|
|Physiotherapy treatment claims (Accredited+ coaches only)||Visit insurer site|
A situation or event where you may need to claim on your public liability, employer's liability, directors' and officers' liability or professional indemnity insurance is called an "incident giving rise to a claim."
When an incident giving rise to a claim happens, please inform Howden as soon as practically possible, because all insurance policies have certain claims conditions that need to be met. Prompt notification is one of the most important.
When faced with an incident giving rise to a claim, you must:
- Give notice in writing as soon as reasonably practicable of the discovery of any occurrence or circumstance which may give rise to a claim under this policy
- Notify Howden as soon as possible giving full details of what has happened
- Comply with any reasonable request made by insurers for information relating to any claim
- Forward to Howden as soon as possible, but no later than fourteen (14) days, if a claim for liability is made against you, any letter claim summons or other legal document and any related correspondence you receive unanswered. Professional Indemnity and Directors and Officers Claims must be notified within the same period of insurance you become aware of the incident
- Inform insurers as soon as reasonably practicable of the notice of any impending prosecution or inquest which may give rise to a claim under the policy and comply with any reasonable request made by insurers
- Not admit liability or offer or promise or agree to settle any claim without the insurers' written permission
- Take all reasonable care to limit any loss, damage or injury.