Insurance for Amateur Sport and Recreation Clubs

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Howden are the official liability insurance provider to the Rugby Football Union (RFU), the Lawn Tennis Association (LTA), Swim England, UKA Dance and over 300 more.

More than just cheap quotes, our hand-designed coverage and essential risk management advice can reduce the claims on your club by 46%*

*following imbedding risk management best practice into LTA tennis clubs, their average number of claims reduced by 46%.  

Amateur clubs, professional standards

Let's talk...

(0)121 698 8160

We'll put you in touch with the person best equipped to help.

Amateur sport and recreation clubs choose Howden for:

1. Combined Liability insurance

Cover for the everyday risks: the classic slips and trips, errors and omissions, libel and slander and abuse. 

In insurance terms, that is: 

  • Public and Products liability
  • Employers Liability 
  • Professional Indemnity
  • Libel and Slander
  • Defined Abuse wording. 

Get a liability insurance quote online now

2. Buildings and contents insurance 

As a provider to so many sports and recreation clubs, we have excellent buying power with several major insurers. 

Smartly worded specialist clubs insurance will include:

  • Sports Equipment
  • Non-standard buildings e.g. wooden constructs or shipping containers 
  • Your trophy cabinet.  

Get a buildings and contents insurance quote online now

3. Event Cancellation insurance 

Financial contingency planning in case your big event is called off or goes awry. 

For Event Insurance, give us a call

4. Personal Accident insurance 

Cover for named individuals' first party liability (i.e. if the accident is their fault)  

Personal accident insurance is a "fixed benefit" cover. It provides a set cash amount per specific injury, to help you out while you recuperate. See the policy schedule for a full list. 

For personal accident cover, give us a call  

5. Directors and Officers Insurance (D&O)

Also called management liability insurance, D&O cover is there in case your decisions are called into question and you are held financially liable.  

For Directors and Officers Liability, give us a call

More than insurance, we can include:


24/7 Counselling helpline

Stress and mental health can affect anyone – someone to talk to openly makes a big difference


24/7 Legal helpline

Can’t afford legal advice every time you’d like some? You can now. 


Tax helpline 

Mitigate tax risks with specialist advice to help you get on top of it before it’s too late

Got a question?

We're here to help

Let's talk...

(0)121 698 8160

We'll put you in touch with the person best equipped to help.

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What to do if you are experiencing financial difficulties

We recognise that the current economic conditions are putting pressure on many households and businesses. At Howden, we are committed to finding ways to assist our customers who may require additional support during these times.

If you’re currently facing financial difficulty, please speak to us about your insurance policies by:-

-contacting your Howden Service Team; 
-calling Howden on 020 7623 3806;
-using the Enquiry form.

A photo of Andy Goulbourne

Andy Goulbourne

Andy leads our team working National Governing and Representative bodies, their clubs, coaches, members and participants, delivering comprehensive insurance protection and innovative risk management solutions. The projects differ, but goal is always the same – to help you deliver safer sport.