Insurance for Amateur Sport and Recreation clubs

Howden are the official liability insurance provider to the Rugby Football Union (RFU), the Lawn Tennis Association (LTA), England Hockey, Swim England, UKA Dance and over 300 more.

More than just cheap quotes, our hand-designed coverage and essential risk management advice can reduce the claims on your club by 46%*


*following imbedding risk management best practice into LTA tennis clubs, their average number of claims reduced by 46%.  

Amateur clubs, professional standards

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(0)121 314 4692

We'll put you in touch with the person best equipped to help.

Amateur sport and recreation clubs choose Howden for:

1. Combined Liability insurance

Cover for the everyday risks: the classic slips and trips, errors and omissions, libel and slander and abuse. 

In insurance terms, that is: 

  • Public and Products liability
  • Employers Liability 
  • Professional Indemnity
  • Libel and Slander
  • Defined Abuse wording. 

Get a liability insurance quote online now

2. Buildings and contents insurance 

As a provider to so many sports and recreation clubs, we have excellent buying power with several major insurers. 

Smartly worded specialist clubs insurance will include:

  • Sports Equipment
  • Non-standard buildings e.g. wooden constructs or shipping containers 
  • Your trophy cabinet.  

For buildings and contents cover, give us a call.

3. Event Cancellation insurance 

Financial contingency planning in case your big event is called off or goes awry. 

For Event Insurance, give us a call.

4. Personal Accident insurance 

Cover for named individuals' first party liability (i.e. if the accident is their fault)  

Personal accident insurance is a "fixed benefit" cover. It provides a set cash amount per specific injury, to help you out while you recuperate. See the policy schedule for a full list. 

For personal accident cover, give us a call.  

5. Directors and Officers Insurance (D&O)

Also called management liability insurance, D&O cover is there in case your decisions are called into question and you are held financially liable.  

For Directors and Officers Liability, give us a call.

More than insurance, we can include:


24/7 Counselling helpline

Stress and mental health can affect anyone – someone to talk to openly makes a big difference


24/7 Legal helpline

Can’t afford legal advice every time you’d like some? You can now. 


Tax helpline 

Mitigate tax risks with specialist advice to help you get on top of it before it’s too late

Got a question?

We're here to help

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(0)121 314 4692

We'll put you in touch with the person best equipped to help.

Give us a few details in the box below and we'll get back to you as soon as possible.

Andy Goulbourne

Andy leads our team working National Governing and Representative bodies, their clubs, coaches, members and participants, delivering comprehensive insurance protection and innovative risk management solutions. The projects differ, but goal is always the same – to help you deliver safer sport.

A photo of Andy Goulbourne