Self Drive Hire insurance

Offering insurance solutions for professional hire fleet operators across the UK for over 30 years.

Designed for professional hire fleet operators

We place insurances for professional hire fleet operators across the UK. We work with independent, professional, and experienced fleet hire companies with fleets of between 5-500 vehicles including cars, vans, minibuses, and splitters. Classic car fleets of five or more vehicles may also be considered.

Our clients benefit from our personal attention and over 30 years’ experience working in the rental industry, as well as an in-house claims handler providing supporting with claims, friendly service, and expertise.

What can we cover?

  • Fleets of cars, vans, and minibuses
  • Small mixed fleets
  • Splitters
  • Classic car fleets of five or more vehicles
  • European motor breakdown
  • New ventures or long-established businesses

Subject to policy terms and conditions.

What sets us aside from the rest?

  • Policies excluding off-hire – reducing overall costs
  • In-house claims handler – we’ll lead the insurer on what you need
  • Broad driver acceptance – we only require one proof of ID, including cover for foreign licences
  • We’re backed by ERS, AXA, and Capulus
  • Full underwriting service
  • Simple process for driver referrals
  • Competitive premiums
  • Payment plans available

We also offer motor trade policies for self-drive hire operators with the same trading name or legal entity.

Taxi Fleet Insurance

Refer a friend

If you’re an existing customer, why not refer a friend and earn £100*? We like to reward our current loyal clients for introducing Howden to their family and friends and business associates.

Find out more about our refer a friend scheme and start earning today.

*Terms and conditions apply

Policy extras

Directors and Officers (D&O)

D&O insurance is a specialised liability insurance that safeguards the personal assets of company directors and officers. D&O insurance covers the costs of legal defence and financial losses resulting from alleged wrongful acts or breaches of duty committed during their responsibilities.

Liability package

Our liability package provides cover for public liability, employers’ liability, commercial legal expenses (CLE), and office liability – all combined into one policy.


Cyber insurance is designed to protect your business from threats such as data breaches or malicious cyber hacks on computer systems used for your work. Cyber insurance covers first party financial losses such as theft of funds, and third-party costs such as investigation and defence costs.

Ready when you are

Do you have an existing policy with Howden?

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Our Website Terms and Conditions and Privacy Notice includes information on the scope of our service and how we will handle your data.


What to do if you are experiencing financial difficulties

We recognise that the current economic conditions are putting pressure on many households and businesses. At Howden, we are committed to finding ways to assist our customers who may require additional support during these times.

If you’re currently facing financial difficulty, please speak to us about your insurance policies by:-

-contacting your Howden Service Team; 
-calling Howden on 0330 008 4960;
-using the Enquiry form.

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