Introducing Bowood

Enhance your company growth with Bowood

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Bowood is Howden’s specialist delegated binding authority division and one of the largest delegated binding authority brokers to Lloyd’s with $1.5bn of gross written premium handled annually. Bowood has built meaningful relationships with a wide range of delegated binding authority underwriters.

We are a high quality, tech-enabled specialist dedicated to helping MGA clients achieve their strategic business objectives. Bowood services maximise clients’ potential for growth and performance. 

We have extensive experience in placing, and handling delegated binding authorities across a range of products, including:

  • Commercial Property
  • Personal Lines
  • Liability
  • Deductible Buy Back
  • Standalone Catastrophe (windstorm, flood, earthquake)
  • Motor (APD, MTC, DOL & GKLL)
  • Various other classes placed under delegated binding authorities including cyber, marine, Directors and Officers, Errors and Omissions, Environmental Impairment Liability and Legal Expenses
  • Reinsurance Treaty solutions excess of loss or quota share where Coverholders would like to take a risk position on their binding authority business or where fronting arrangements are required


We have 80 experienced binding authority brokers with many decades of experience in many territories:

  • United States of America 
  • Canada 
  • Australia and New Zealand 
  • Europe 
  • Asia 
  • United Kingdom 
  • South America & Caribbean 

Technical Operations 

Being delegated binding authority specialists, Bowood understands that managing the operational process is key to running binders successfully and securing long-term capacity.

Bowood has dedicated resources in the following areas: 

  • Production of monthly net earned to incurred loss ratio and triangle statistics 
  • Assistance with Lloyd’s tribunalisation and the business planning process 
  • Oversight of the annual coverholder audit process 
  • Monitoring of Lloyd’s reporting and compliance requirement changes and bulletins 
  • Risk Level Data and aggregate analysis 
  • Punctual Premium payment 
  • Claims handling and payment including the monitoring of loss funds 


Technology enhances every aspect of our core service, from operations to claims, as well as our broking team, it enhances our clients’ portfolios by providing sophisticated insights to leverage their distribution network.

Here are some of the ways we’re using technology to connect you to more: 

  • BinderSight analytics 
  • Bowood Lineslip and Open Market capabilities 
  • BinderCloud document management 
  • Analytics including Catastrophe Modelling 
  • ReThink digital markets 
  • Howden Treaty and Facultative Reinsurance teams 
  • Casualty 

Let's connect

Photo of Oliver Pidgeon


Oliver Pidgeon

Managing Director - Bowood
Photo of Oliver Pidgeon

Oliver Pidgeon

Managing Director - Bowood

Email: [email protected]
Tel: +44 20 7397 4488 ext 4488

Photo of Joe Wakeley


Joe Wakeley

Managing Director - Bowood
Photo of Joe Wakeley

Joe Wakeley

Managing Director - Bowood

Email: [email protected]
Tel: +44 20 7397 4441 ext 4441

Photo of Ashley Prust


Ashley Prust

Director - Head of Claims - Bowood
Photo of Ashley Prust

Ashley Prust

Director - Head of Claims - Bowood

Email: [email protected]
Tel: +44 20 7397 4435 ext 4435

Need to make a claim?

Visit our claims page for more information