Austria
Belgium
Estonia
Finland
France
Germany
Greece
Iceland
Ireland
Italy
Netherlands
Norway
Poland
Portugal
Spain
Sweden
Switzerland
Turkey
United Kingdom
Australia
New Zealand
Hong Kong
India
Indonesia
Malaysia
Philippines
Singapore
Thailand
Brazil
Chile
Colombia
Mexico
Bahrain
Israel
Morocco
UAE
Oman
Tanzania
Turkey
Clinic and Private Hospital Insurance
Bespoke solutions for your own clinic or hospital
Specialist insurance for private clinics and private hospitals
If you are responsible for buying the insurance for your practice, you will know that it can be a challenge to secure high quality products at an affordable price.
Insurance isn’t something to scrimp on but, in today’s climate, it is important to shop around so you can make an informed choice.
Howden is the world’s largest independent insurance broker with over 20 years’ experience of providing specialist solutions for health & care providers.
Acting on behalf of 20,000* clients in the UK, it is our mission to help healthcare providers, like you, secure the insurance you need. Taking all the leg-work away and freeing you up to focus on keeping your patients healthy and happy.
*Based on Howden’s recent client data collected July 2023
Experienced in the healthcare sector
Bringing you a dedicated team of medical professional insurance specialists supporting clinics, private hospitals and medical facilities.
20+
Over 20 years’ of experience working in the Health & Care sectors
20,000
Acting on behalf of 20,000* clients in the UK and internationally (*Based on Howden’s recent client data collected July 2023)
60+
Our team is made up of 60+ experienced healthcare insurance experts
Our service to you
What you can expect from us:
- Support 365 days a year
- Available outside of usual working hours
- Quick response times
- Meaningful conversations with healthcare insurance specialists
- Helpful and friendly support
- Guidance through the renewal process
What makes Howden different?
Specialist insurance for clinics
Our team solely specialise in insurance for healthcare providers and have the expertise and experience to achieve more for you at renewal and if ever you need to make a claim.
Wide access to products
Unlike many brokers, Howden has access to a wide range of insurers and the influence to leverage competitive pricing on behalf of our clients.
First-class service
As a client of Howden, you will receive all the guidance and support you need, when you need it. We pride ourselves on a very responsive and efficient service so you can get back to your important work.
Flexible around you
We know you work long and, potentially, irregular hours. So we can work flexibly around your schedule and talk however works best for you–in-person, on the phone or email.
Types of clinics we can help
We can provide solutions for all types and sizes of clinics, including:
- Orthopaedics
- Dentists
- Private GP clinics
- Aesthetic and Dermatology skin specialists
- Holistic and Wellness (Mental health and complementary health services)
- Sports injury and manipulative therapy (Physiotherapy, Osteopathy)
- Optical clinics
- Podiatry and Chiropody clinics
- Audiology clinics
- Rehabilitation and Addiction
- Family planning clinics and IVF Centres
- Cancer treatment centres
- Day surgery centres
- Diagnostic labs
- Dialysis centres
- Medical repatriation services
- Outpatient mental health services
- Scanning centres
- Travel clinics
Finding the right solution for you
- Medical Indemnity
- Professional Indemnity
- Cyber Insurance
- Public and Employers’ Liability
- Products Liability
- Directors’ and Officers’ / Management Liability
- Buildings and Contents Insurance
- Business Interruption
Insurance that protects a healthcare professional in the event of a negligent act or omission that causes injury to a patient.
Protects you against claims for loss or damage made by clients, patients or third parties as a result of the impact of negligent services.
A form of insurance cover designed to protect your business from threats in the digital age, such as data breaches or malicious cyber hacks on work or your clinic technology.
Insurance designed to cover employees or members of the public should they bring a claim against you for negligence, commonly known as ‘slips and trips’, while they are on your premises or under your responsibility. Note, Employers Liability is a statutory requirement in the United Kingdom.
Covers the cost of compensating anyone who is injured by a faulty product that your business designs, manufactures or supplies – this is often included within Public Liability.
Protection against the potential cost of compensation claims made against your business’ directors in the event of any negligent act or error.
(including material damage) specifically designed for medical clinics Insurance that will cover any damage that might occur to the clinic or its contents, in the event of an unforeseen incident such as fire, flood or theft. Cover can be purchased separately for buildings and contents depending on whether you own or lease your premises.
Insurance that covers you for loss of income during periods when you cannot carry out business as usual due to an unexpected event, such as fire or flood.
Every clinic has a unique risk profile and we will work with you to create a bespoke solution. We provide all the insurance covers and put them into one easy-to-manage programme.
What makes a good insurance broker?
To choose and secure insurance that is right for your clinic it is important to work with a broker that understands the complex and constantly evolving healthcare landscape.
A good insurance broker will take the time to get to know your business in order to find the most suitable solutions for your needs. Not only achieving results for you at purchase or renewal, they will also be there for you throughout the year to provide support when you need it and to fight your corner in the event of a claim.
This type of service is why over 20,000 healthcare providers choose Howden.
We look out for you so you can look after others
Frequently asked questions
The backbone of an insurance package for medical facilities is the medical liability cover. Your Howden policy will cover all elements of a malpractice claim, from the initial cost of defending the claim to amounts offered in settlement, the award of damages, court and claimants' costs.
Ours is an all-encompassing policy that will cover both medical and non-medical staff. It is important to remember that support staff serving your patients can be the subject of allegations too. Your Howden policy can extend cover to your clinic and support staff, so in the event of a claim against them, cover will be available.
As a leading independent insurance broker, we’re free to choose from a wide range of providers, to create the most comprehensive and suitable policy for you. Howden has established partnerships with some of the world’s leading providers of Medical Insurance underwriting and risk management services. We only use minimum A-rated insurers with experience of the unique complexities of the medico-legal industry. All claims are handled with the utmost professionalism by trusted and experienced staff with in-depth knowledge of the field.
The quality of legal representation can be the difference between upholding your good reputation or having it tarnished. Your Howden policy covers the costs of getting a skilled lawyer experienced in similar challenges. Our expert medico-legal advice is provided by a panel of the most experienced firms.