Insurance for Medical Clinics and Private Hospitals
Our experts are here to help
Insurance for medical clinics & private hospitals
We truly understand the challenges you face, both as a medical facility and a modern business; our specialist eye for detail can help protect your business against risk.
Our expertise covers:
- Cancer treatment centres
- Day surgery centres
- Diagnostic labs
- Dialysis centres
- Family planning clinics
- IVF centres
- Medical repatriation services
- Outpatient mental health services
- Primary and secondary care providers
- Private GP clinics
- Scanning centres
- Travel clinics.
If your service is not listed above please contact us, we will be able to help.
Whilst every medical facility is different, we do find that most require a tailored combination of:
- Medical Professional Liability
- Professional Indemnity
- Cyber Insurance
- Public and Employers’ Liability
- Product liability
- Directors’ and Officers’/Management Liability
- Buildings and Contents Insurance (including material damage) specifically designed for medical clinics
- Business Interruption.
We can combine some elements of these into a package, with a single renewal date to reduce your administrative burden and create a single contact point for all of your insurances
Confused by which insurance coverage you need for your business?
Insurance for Fertility Clinics
Our specialism means we understand the unique exposures, risks and insurance needs of a fertility clinic.
Frequently asked questions
The backbone of an insurance package for medical facilities is the medical liability cover. Your Howden policy will cover all elements of a malpractice claim, from the initial cost of defending the claim to amounts offered in settlement, the award of damages, court and claimants' costs.
Ours is an all-encompassing policy that will cover both medical and non-medical staff. It is important to remember that support staff serving your patients can be the subject of allegations too. Your Howden policy can extend cover to your clinic and support staff, so in the event of a claim against them, cover will be available.
As a leading independent insurance broker, we’re free to choose from a wide range of providers, to create the most comprehensive and suitable policy for you. Howden has established partnerships with some of the world’s leading providers of Medical Insurance underwriting and risk management services. We only use minimum A-rated insurers with experience of the unique complexities of the medico-legal industry. All claims are handled with the utmost professionalism by trusted and experienced staff with in-depth knowledge of the field.
The quality of legal representation can be the difference between upholding your good reputation or having it tarnished. Your Howden policy covers the costs of getting a skilled lawyer experienced in similar challenges. Our expert medico-legal advice is provided by a panel of the most experienced firms.