Group Critical Illness Cover for Small Businesses
Protection for employees when they need it most
Critical Ilness Cover Package from 2 to 30 employees
Critical illness cover provides your employees with a tax-free cash lump sum if they are diagnosed with a specified serious illness or condition (subject to the policy terms and conditions). For example, a heart attack, cancer, stroke, or multiple sclerosis. This can happen to anyone, at any age, often unexpectedly. Your employees will be reassured knowing that, should a life changing diagnosis be given, they will receive a tax-free lump sum which they can spend however they choose.
To support small employers we have launched a critical illness cover package which offers a wide range of benefits.
The Critical Illness Cover package offers:
- Cover from 2 employees
- High levels of cover are available with no need to provide medical evidence at outset
- You may be eligible for bespoke savings
- 3 year rate guarantee and a unit rate from 5 lives - so you can manage benefit costs
- Cover is paid out directly to an employee after they have been diagnosed with a specific serious illness or condition for a specified number of days The lump-sum payment, usually a multiple of salary, is tax-free for the employee
Access to WeCare:
- providing 24/7 access to a virtual GP
- mental health support
- range of wellbeing services available to all employees and their family members
Bespoke Group Life Insurance Package for Small Businesses
Group life insurance is widely known as ‘Death in Service’ and is one of the most highly-valued employee benefits that you can offer employees. It enables employers to provide a lump sum payment to an employee’s family, children or any chosen beneficiaries if the employee dies.
We offer a bespoke group life insurance package just for small businesses which offers a wide range of benefits.
Group Income Protection Package for small businesses
Group income protection provides financial support for employees who are unable to work because of a long-term illness or injury.
We offer a bespoke group income protection package just for small businesses which offers a wide range of benefits.