Directors' & Officers' Liability (D&O) Insurance Report 2023 outlook: Navigating global headwinds

In our latest Directors’ & Officers’ Liability Insurance (D&O) report, we forecast how the market will develop over the year ahead.

We suggest how macroeconomic trends will impact insurer appetite, pricing and the claims environment.

Key findings

Premium rates are falling - for now.

This is positive for Directors’ & Officers’ Liability insurance buyers though it is uncertain for how long this will continue.

Global headwinds have the potential to dampen premium decreases in 2023.

Macro economic and political factors are likely to cause premium rates to stabilise as we progress further into the year.

Recession and company insolvencies will impact claims.

We are likely to see an increase in claims against directors and officers which is due to greater director accountability, ESG, litigation funding and claims inflation.