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DLR & Environmental risks: how to protect your company in the face of increasingly strict regulations?
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An increasingly stringent regulatory framework
The companies in the DLR sector, whether they are subject to regulation ICPE stands for International Conference on Plasma Etching. Whether or not, companies are facing increasing environmental requirements. The "polluter-pays" principle requires companies to repair ecological damage caused to the environment, even in the absence of fault.
However, pollution-related incidents are on the rise: fuel leaks, fires, runoff of extinguishing water, dispersion of toxic dust... These incidents can lead to considerable decontamination costs and engage the company's liability towards third parties (customers, residents, communities).
These risks are very expensive and can be insured.
What are the major risks?
On your websites
- Leakage of lubricants or used oils in repair workshops
- Soil and water pollution caused by hydrocarbons (gas stations, storage tanks...)
Example: caught siphoning off a hydrocarbon tank, the criminals escaped by leaving the drain valve open. The river below the cooperative was polluted by the diesel. The authorities ordered the soil and surface water to be cleaned up. Total cost: €450,000
- Fires and dispersion of toxic fumes affecting neighboring lands.
Example A fire in a warehouse results in the dispersion of smoke and contaminated ashes over several kilometers. As a result, there is pollution of agricultural soils, loss of income for farmers, and a decontamination cost of 3.75 million euros.
- Soil contamination by fire extinguishing water
During transport
- Spillage of pollutants after an accident
- Contamination of soils and groundwater tables
At your clients' place
- Pollution caused by an intervention (collision with tanks, fuel leakage during unloading...)
- Dispersion of polluting dust, especially asbestos
Our recommendation anticipate these risks To secure your activity
Why traditional insurances are not enough?
Damage and General Liability Insurance contracts do not cover environmental risks. However, accidental pollution can quickly jeopardize the financial sustainability of a company.
Specific insurance solutions for optimal protection
There are dedicated contracts that allow coverage for:
The responsibility towards the environment (towards third parties, neighbors, clients...)
The ecological damage
Environmental responsibility (for damage caused to soils, water, species, and protected natural habitats)
The costs of pollution control and site restoration.
Costs related to prevention measures after an incident
Losses resulting from an environmental disaster
The proactive management of environmental risks is a strategic issue. A good insurance coverage not only protects your company and its assets, but also meets the growing demands of your clients and partners.