Open-air hotels

Howden can help you deal with the natural risks you face by offering insurance solutions tailored to your needs and expectations.

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What are the risks ?

Flood risks

Flooding, often caused by rivers overflowing their banks, is a major risk for campsites near rivers or wetlands. Effective management and preparation are essential to limit the impact of flooding.

Storms : A frequent natural hazard

Storms and their violent winds can cause considerable damage to outdoor infrastructures, particularly tents, mobile homes and light structures.

Hail risk: Protecting your infrastructure

Hail is a risk that is sometimes underestimated, but it can cause major damage to vehicles, buildings and outdoor equipment.

Natural disasters: between prevention and response

Natural disasters such as earthquakes and landslides are less frequent but can have a devastating impact on areas at risk. If you are properly prepared, you can limit the loss of life and property.

Fires and forest fires: a major risk in wooded areas

Forest fires are a particular concern for campsites located in wooded or Mediterranean areas. These fires can spread rapidly and require extra vigilance, particularly during the summer months.

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Guarantees

  • Damage to property: buildings and their contents, light leisure accommodation (mobile homes, tents, lodges), outdoor facilities (swimming pools, aquatic areas, playgrounds), replanting costs, open spaces, roads, civil engineering works, etc.
  • Financial loss: operating loss
  • Loss of rental income
  • Loss of business value
  • Operating and professional liability
  • Directors‘ and officers’ liability
  • Cyber risk and fraud
  • Legal protection
  • Cancellation, assistance and repatriation insurance (optional)
  • Social protection: provident insurance, supplementary health insurance, retirement for all staff
  • Insurance for managers who are not salaried employees (TNS)
Camping

Why choose Howden ?

  • 20 years' experience in the outdoor hotel sector 
  • Involvement in the personalised management of claims, with support from initiation to final closure.
  • Agreements with leading French insurers, able to support you in France and throughout Europe.
  • A dedicated team with account managers specially trained to set up and manage your policies, as well as to handle claims.
  • A HOWDEN presence in France and abroad to ensure complete and professional management of your business

200

insured sites

30 000

insured mobile homes

20

years of insurance experience in the HPA sector

Contact

Photo of Xavier Turgis

Xavier Turgis

Director of the Open Air Hotels sector
Photo of Xavier Turgis

Xavier Turgis

Director of the Open Air Hotels sector

Our clients

  • Independent campsites
  • National HPA groups operating campsites in France and abroad
  • Professional mobile home rental companies 

Our product lines

Frequently asked questions

Pour faire valoir votre contrat d’assurance en cas de sinistre, suivez ces étapes :

  1. Déclarez votre sinistre : Contactez-nous dès que possible pour déclarer le sinistre.
  2. Préparez vos justificatifs : Préparez et fournissez tous les documents nécessaires, comme les preuves de dommages, les factures, et les rapports d’expertise.
  3. Suivez nos instructions pour la prise en charge et le traitement de votre dossier.
Notre force réside dans notre implication dans la gestion personnalisée des sinistres avec un accompagnement de l’ouverture jusqu’à la clôture définitive.

Pour vous assurer face aux risques climatiques, Howden vous accompagne dans :

  1. Évaluation des Risques : identification des risques climatiques spécifiques à votre activité et votre localisation.
  2. Choix de la Couverture : identification de l'assurance et de l'assureur couvrant les dégâts liés aux phénomènes climatiques (inondations, tempêtes, etc.).
  3. Conseil Personnalisé : consultez un expert Howden pour obtenir une solution sur mesure adaptée à vos besoins.

L'assurance Hôtellerie de Plein Air (HPA) développée depuis 2005 sur un marché français en forte croissance par nos experts, vous propose des garanties complètes permettant de faire face aux risques naturels fréquents

  • Dommages aux biens
    • Les bâtiments
    • Leur contenu
    • Les HLL (habitations légères de loisir)
    • Les installations extérieures : espaces verts, plantations, zones aquatiques (piscines, toboggans aquatiques, …)
  • Perte financière, perte d’exploitation
  • Perte de valeur vénale de fond de commerce
  • Responsabilité civile
  • Contrat assurance annulation en option

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