
Liability Insurance for Engineering Consulting Firm
Civil liability for engineering firms protects you from bodily, material, immaterial damages caused to the clients of the engineering firm and third parties.
What facts from the design office can trigger professional liability insurance?
Errors of fact or law, omissions, faults, and, in general, any harmful act as well as total or partial non-performance due to a fault of the study office or an accidental event, or delay in the execution of the contractual obligation.
This is the liability incurred for damages caused to clients and third parties as a result of the operation of the engineering office and resulting from its activities, the people for whom it is responsible, the movable property for professional use, and the buildings occupied by it for the exercise of its activity.
The RC exploitation includes:
- Bodily, material, and immaterial damages (consequential and non-consequential)
- The inexcusable fault
- Accidental harm to the environment
- Damage to entrusted property
The insurer intervenes when a claim is made following damage caused to others, involving the professional or operational civil liability of the insured.
Nous couvrons :
- The financial consequences of the damages occurred As part of the insured's professional activities, in France or abroad (excluding the USA and Canada).
- All fines, taxes, and penalties imposed by any legislation or regulation or resulting from a contractual stipulation.
Intentional or fraudulent fault. - Claims based on a contractual obligation by which you accept an obligation of result or no-fault liability on the part of your company.
- The consequences of delay in the execution of the service not resulting from an accidental event or professional negligence.
Our clients
- Maritime shipowners
- Operators
- River shipowners/ Barge operators
- Fishing
- Trading of raw materials - goods transported
- Goods transported - Industry
- T&L (freight forwarders, carriers, logisticians)
- Yachting
- Shipyards
- Maritime experts
- Ship financing banks
Why choose Howden?
Our specialist maritime transport teams can help you analyse your contracts, place your risks and manage your claims. We offer you a contract:
- Subscribed with insurers specialized in maritime.
- Subject to French law and managed in France.
- Who understands the Professional Liability and Business Liability insurance guarantees of the company
- Who extends to the employer's inexcusable fault
- Who guarantees your liability for your subcontractors.
- Defense costs are covered without a deductible.
Contact

Jean-Baptiste De Malartic

Jean-Baptiste De Malartic
Director of Maritime and Transport Product Line and General Manager of Howden Marine France
Jean-Baptiste graduated from EDHEC Business School with an MSc in Strategy and Organization. After an initial experience at Gan Patrimoine (a subsidiary of Groupama) in personal insurance, he worked for four years in Italy for an insurance captive of the Crédit Agricole group to develop its activity and partnerships. Upon his return to France, he joined the underwriting department of AXA XL (formerly AXA CS) to lead development and innovation projects before integrating the marine cargo underwriting team in France, of which he became responsible in 2020.
Currently serving as Director of the Maritime and Transport Product Line and General Manager of Howden Marine France, Jean-Baptiste is responsible for developing Maritime and Transport solutions, which are one of the pillars of Howden in France. Howden Marine in France is built on the historical foundations of Guian, superbly developed with Seasecure under the direction of Jean Brossollet, with Jean-Baptiste succeeding him.