Construction

Our team handles all risk and insurance issues for both occasional or professional project owners and contractors, in France and internationally.

You are a project owner

Our support goes beyond simple investment and differentiates itself through advice:

  • Project risk analysis
  • Allocation of risks between you and builders
  • Drafting of insurance clauses for your contracts
  • Consideration of local regulations abroad

We cover all types of insurance: 

  • All-risk construction 
  • All risks, assembly, testing
  • Decennial warranties
  • Civil liability
  • Financial loss
  • Renewable energy
  • Environmental liability

And for all types of assignments:

  • Brokerage
  • Project management for public bodies
  • Project finance due diligence
  • PPP and PFI
  • Concessions

You are a builder

We work with you on your entire insurance and risk management system:

  • Loss analysis
  • Alternative risk financing solutions
  • Research and investment
  • Operational claims and data management
     

Our services: 

  • Ten-year civil liability
  • Works liability
  • Excess liability lines
  • Environmental liability
  • Professional liability
  • IDI abroad
  • Construction-All-Risk (CAR) programs
Vagues

Find out more about our market analysis

In France, the number of new housing starts continues to fall, particularly in the housing sector. Over the 12 months to the end of May 2024, building permits fell by 17%. The single-family home market has been particularly hard hit by this trend. However, in our construction business, we are seeing sustained demand for the refurbishment of commercial buildings and hotels, especially in Paris, as well as for high-stakes projects in the industrial and energy sectors.

Our clients

  • The major companies, intermediate-sized companies, and small and medium-sized enterprises in the construction industry.
  • Important public clients
  • Great private developers, for their industrial and logistics tertiary projects.
  • Engineering and architecture offices
  • Major industrialists for their one-off projects in France / abroad

Why choose Howden?

  • Specialization in your sector: Our technical and legal team is expert in construction risks.
  • Privileged relationships with the insurance industry Thanks to its size, Howden holds significant weight in negotiations with insurers, thus protecting your interests.
  • Expert advice Beyond placement, our ambition is to advise you on the entire value chain of your construction project.
  • A key partner in your team. We facilitate all contractual arrangements practiced in construction, whether at the local or international level.
  • Tailored and optimized insurance coverage for your business.
  • Quality of management  : transparence dans l'analyse des informations traitées et dans la procédure de suivi interne
  • Claims management Dedicated construction claims service
  • Mastery of new risks  : réemploi et photovoltaïques
  • Transparent remuneration

Choosing Howden means choosing excellence in construction insurance. We are more than just a broker; we are your strategic partner with an international team, dedicated to securing your projects and optimizing your success.

Key figures

€400M

of premiums placed by our group in Europe every year in connection with construction, with strong growth demonstrating the relevance of our model and services.

Contact

Photo of Claude Noël

Claude Noël

Director of Construction Product Line
Photo of Claude Noël

Claude Noël

Director of Construction Product Line

A graduate in Public Law, Claude Noël has dedicated his entire career, always in brokerage, to insuring large public and private projects, construction companies, and renewable energy. Recognized as an expert by insurers and clients, he has played a key role in winning major market tenders. Claude currently holds the position of Director of Construction Product Line at Howden France, for whom his experience and expertise in insuring construction projects and stakeholders are valuable assets.