
Construction
Our team handles all risk and insurance issues for both occasional or professional project owners and contractors, in France and internationally.
You are a project owner
Our support is not limited to simply placing insurance. We offer you in-depth expertise in risk management. Our team meticulously analyses your project risks, helps you allocate risks with builders and drafts insurance clauses tailored to your needs.
We take into account the complexity of international regulations to guarantee you optimum protection, wherever your project is located.
We offer all types of insurance:
- All Risks Construction
- All risks, assembly, testing
- Ten-year guarantees
- Civil liability
- Financial loss
- Renewable energy
- Civil liability for environmental damage
And for all types of assignments: brokerage, project management for public bodies, project finance due diligence, PPPs and PFIs, concessions.

You are a manufacturer
Drawing on our insurance and risk management expertise, we can support you at every stage: analysing claims experience, devising alternative risk financing solutions, research and investment, and operational claims management. Our aim? To optimise your protection while controlling your costs.
Our services :
- Ten-year liability
- Works liability
- Excess liability lines
- Environmental liability
- Professional liability
- IDI abroad
- TRC programmes


Find out more about our market analysis
In France, the number of new housing starts continues to fall, particularly in the housing sector. Over the 12 months to the end of May 2024, building permits fell by 17%. The single-family home market has been particularly hard hit by this trend. However, in our construction business, we are seeing sustained demand for the refurbishment of commercial buildings and hotels, especially in Paris, as well as for high-stakes projects in the industrial and energy sectors.
Our clients
- The major companies, intermediate-sized companies, and small and medium-sized enterprises in the construction industry.
- Important public clients
- Great private developers, for their industrial and logistics tertiary projects.
- Engineering and architecture offices
- Major industrialists for their one-off projects in France / abroad
Why choose Howden?
- Specialization in your sector: Our technical and legal team is expert in construction risks.
- Privileged relationships with the insurance industry Thanks to its size, Howden holds significant weight in negotiations with insurers, thus protecting your interests.
- Expert advice Beyond placement, our ambition is to advise you on the entire value chain of your construction project.
- A key partner in your team. We facilitate all contractual arrangements practiced in construction, whether at the local or international level.
- Tailored and optimized insurance coverage for your business.
- Quality of management : transparence dans l'analyse des informations traitées et dans la procédure de suivi interne
- Claims management Dedicated construction claims service
- Mastery of new risks : réemploi et photovoltaïques
- Transparent remuneration
Choosing Howden means choosing excellence in construction insurance. We are more than just a broker; we are your strategic partner with an international team, dedicated to securing your projects and optimizing your success.
Contact

Claude Noël

Claude Noël
Technical Director of Construction & Energy and Director of Industrial Refrigeration sector
A graduate in Public Law, Claude Noël has dedicated his entire career, always in brokerage, to insuring large public and private projects, construction companies, and renewable energy. Recognized as an expert by insurers and clients, he has played a key role in winning major market tenders. Claude currently holds the position of Technical Director of Construction & Energy and Director of Industrial Refrigeration sector at Howden France. His experience and expertise in insuring construction projects and stakeholders are valuable assets.

Raphael Cerda

Raphael Cerda
Head of Construction & Energy
With nearly 20 years of experience in construction insurance, Raphaël has held increasingly responsible positions at Bouygues Construction, Marsh, and Satec where he was head of Construction and Real Estate. He now joins Howden France to lead the development of the Construction and Energy Product Line on an international scale. Recognized for his negotiation skills and strategic vision, Raphaël will contribute to positioning Howden France as a leading player in the construction and energy insurance market.
Specific expertise: Decennial, Waterproofness, Real Estate, Large Projects
Degrees:
- MASTER Degree IAP / La Sorbonne
- MASTER Degree Insurance Law / La Sorbonne
- Executive MBA / PSL Paris Dauphine
- Executive MBA / UQAM Montreal