Legal Notice

Publisher Information

This website is the property of Howden France SAS with a share capital of €115,000, registered with the RCS of PARIS under number 909 470 510, and headquartered at 13, rue La Fayette, 75009 Paris.

Howden France SAS is an insurance brokerage company registered with ORIAS under number 22 002 044 (ORIAS website: www.orias.fr) and subject to the supervision of the ACPR (Prudential Supervisory and Resolution Authority).

Publication Director: Nicolas AUBERT

Hosting Information

This website is hosted by Acquia Inc. located at 53 State Street, Boston, MA 02109, USA, with its French office at 7 rue Meyerbeer, 75009 Paris.

The data servers are located in Ireland and managed by AWS (Amazon Web Services).

Intellectual Property

All content present on this website, the exclusive property of Howden France, is protected by the current legislation on intellectual property in France.

Any reproduction, use, or modification, in whole or in part, without the express consent of Howden France, is strictly prohibited and constitutes an act of counterfeiting, which may result in both civil and criminal legal proceedings.

Content

Howden France strives to ensure, to the best of its abilities, the accuracy and updating of the information displayed on this website. It reserves the right to correct and modify the content at any time and without prior notice. As the website may contain technical inaccuracies and typographical errors, only contractual documents will be binding between Howden France and users.

Responsability

The content provided on our website is for informational purposes and is not contractual. Howden France cannot be held liable for outdated or inaccurate information. For personalized responses, we encourage you to contact our services directly.  

Protection of Your Data

The personal information you provide to us through our website is collected solely for the purpose of responding to inquiries, scheduling phone appointments, providing information or explanatory guides via email, handling job applications in response to a job offer, or for newsletter subscriptions.

This information is never disclosed to third parties except for legitimate reasons. We are committed to taking all necessary precautions to protect its security and confidentiality.

In accordance with Regulation (EU) 2016/679 of the European Parliament and of the Council of April 27, 2016, you have the right to access, object, rectify, delete, and port your personal data.

You can exercise your rights by sending a letter to Howden France - 13, rue La Fayette, 75009 PARIS, or by email to [email protected].

For more information on personal data protection and the use of cookies, please refer to our Privacy Policy and our Cookie Management page.

Applicable Law

This website is governed by French law, and its content will be assessed by the competent French courts.

Claims

In case of dissatisfaction, if an immediate response cannot be provided, you are encouraged to submit your request in writing:

By email to your usual contact or the relevant department for your inquiry, with a copy to [email protected].

Or by postal mail to: Howden France SAS, 13 Rue La Fayette, 75009 Paris.

An acknowledgment of receipt will be sent to you within 10 days, and a response will be provided within a maximum of 2 months from the date of your request.

At any time, you have the option to contact the insurance ombudsman:

Online: https://formulaire.mediation-assurance.org/

Or by postal mail: Médiation de l'assurance, Pôle CSCA, TSA 50110, 75441 Paris Cedex 09.

Depending on your situation, you may also have the possibility to contact the consumer mediator two months after sending your complaint to our services: https://www.economie.gouv.fr/mediation-conso.

Finally, if an amicable solution cannot be reached, you may choose to refer the matter to the competent court.