Car Rental insurance

Car Rental Insurance (CDW/LDW/Loss Damage Waiver)

We understand the strategic importance of insuring your car rental fleet, as it constitutes one of the most significant expenses in your P&L. While this insurance is mandatory, very few insurers are willing to cover this risk, which can jeopardize your business or affect your profitability. In response to these challenges, we have crafted a tailor-made insurance contract that accommodates all your constraints with our HRA product.

With our specialized HRA product for short, medium, and long-term car rental companies, we provide you with visibility and peace of mind with each renewal, allowing you to focus on your business.

Our Expertise

• 27 years of satisfied HRA product clients
• 90 rental companies impressed by our product
• 98.5% customer satisfaction

Our Partnerships

For several years, we have built a strong partnership with SOGESSUR, the insurance subsidiary of SOCIETE GENERALE. Given the severity of risks in your industry (serious bodily injuries), we have created a mutual solution that ensures a sustainable placement.

Product

Car Fleet Insurance:

We cover exceptional risks that could jeopardize your business. This includes bodily injury risks, as well as fires (on and off-premises) and all-natural disasters (storms, hurricanes, floods, hail, etc.).

The basic coverage package includes:

• Civil Liability
• Advance on Claims
• Fire and Explosions
• Natural Events
• Natural Disasters
• Vehicles transported on trucks
• Individual Driver Protection

All-risk and theft coverage options are available as add-ons and within your reach. Depending on your vehicle's value, you can choose from four deductible levels. The higher the deductible, the lower the cost of the All-Risk and Theft option. These options are particularly appealing for customizing insurance coverage offerings for your LLD prospects.

• Deductible Buyback 
• Zen Auto
• Assistance 

Service

Ensure the mutualization of your bodily injury and natural event risks to protect you from exorbitant premium increases by insurers in case of a severe claim.

• Optimize and personalize your rates based on the CA rate specific to each rental company, which varies depending on the quality of your risk profile.
• Establish a deductible account per lessor, consumed by your own frequency of at-fault accidents.
• Protect your cash flow by offering monthly billing with terms that follow the seasonality of your revenue.
• Adjust your rate by changing your CA rate every six months based on your frequency of at-fault accidents with third parties, giving you control over your risk and insurance price.
• Streamline your daily insurance management with the availability of an online Extranet that allows you to manage your fleet, billing, and claims 24/7.