International Business

International Business - Risk and Insurance Management

Global business has become an integral part of our daily practice - whether you are opening an entity abroad or doing business with a foreign partner. Borders are fading and trade regions are expanding. This creates opportunities, but also challenges - from foreign laws and local regulations to compulsory insurance requirements and emerging risks. With the right expertise, these challenges can be managed effectively, allowing you to focus on what matters most: growing your business abroad.

Global insurance and risk management consultancy services

We are experienced risk advisors, supporting clients worldwide with insurance and risk management consultancy. Our expertise covers diverse sectors including trade, logistics, construction, healthcare, manufacturing, business services, ICT, and leisure. Every client relationship is built on trust.

With the knowledge of our specialists and the scale of our organisation, we secure competitive pricing and deliver the right solutions for every type of client. Our integrated approach looks beyond individual risks, aligning insurance and risk management strategies with business goals. This ensures flexible, pragmatic, and cost-effective solutions - locally and globally.

We advise you to pay attention to following subjects:

Strategy – Decide on how you want to structure your insurance programme: centrally, locally, or a combination of both. Take DIC/DIL (Difference in Conditions & Limits) into account to ensure optimal coverage.
Compliance - Each country has its own compulsory coverage requirements and regulations. Think of Workers’ Compensation (USA), Employers’ Liability (UK), or occupational accidents (Belgium). Support is often needed to remain compliant with local laws and regulations.
Control and insight - Maintain insight into your risks by aligning the group insurance coverage and policy conditions, premium flow, group costs, both locally and globally. This way, you avoid gaps or overlaps in coverage.
Local point of contact - Work with reliable local partners to bridge language and cultural differences and to manage practical matters efficiently. International networks can support with access to expertise across different regions.
Claims handling - Define a clear claims procedure and align central and local processes, ensuring that claims are handled quickly and effectively.

Download our e-paper ‘International Insurance’ for deeper insights into these key areas.

Our international Howden One Network

Being part of the Howden Group gives us access to the Howden One Network. The Howden One Network is built on expertise, trust and integrity. Together with our partner brokers, we have an international network of 50,000 professionals across 120+ territories, and it continues to grow. Whether serving a complex multinational business, a smaller company with local needs, or a private client with assets in multiple countries, we provide advice and support that takes into account local laws and market best practices.

Other international networks

In addition to the Howden One Network, we work with leading international networks such as Euribron, Unison SteadFast, Uniba Partners, and IBN. We believe in the collective power to protect our clients’ interests.

Internationaal Netwerk