Aesthetics insurance

Beautify your practice's safety with our aesthetics insurance plans.

cosmetic-insurance-aesthetics-aesthetic-insurance

Bespoke Aesthetic insurance for professionals and clinics

The predominant risk to you as a practitioner in this industry emanates from the treatments you provide. Allegations of professional negligence and medical malpractice claims resulting from treatments are becoming increasingly costly.

We can provide bespoke insurance cover designed specifically for the individual needs of your Aesthetic business. Whether you are a mobile practitioner or own a chain of Aesthetic clinics, our team can advise you on the level of cover that’s right for you.

Who we cover:

  • Medical professionals
  • Aesthetic clinics
  • Aesthetic trainers and academies 

Our policy covers:

  • Medical Malpractice cover – standard limit of €5,000,000. Higher limit may be available on request. 

  • Public Liability cover – we offer a standard limit of €2,000,000 to allow our clients to work in multiple clinics and can also provide cover to clients that have their own clinics. Higher limit of €6,500,000 is available on request. 

Some of the treatments we cover include:

  • Botulinum toxin policies are not site specific as long as you hold the relevant training certificate. 
  • Dermal fillers
  • Chemical peels 
  • Microneedling 
  • Radiofrequency 
  • Mesotherapy including facial rejuvenation, cellulite treatments, hair treatments, vitamin injections 
  • Laser treatments including IPL, LHE, LED 
  • Body contouring, machines 
  • Dissolvable thread lifts 
  • General beauty treatments 
  • Sclerotherapy 
  • Teeth whitening – (Licenced Dentists Only) 

If you don’t see a specific cosmetic  aesthetic treatment listed please submit your enquiry, and we will do our best to assist you. The list of treatments we cover is continually updated as they become available to the market due to trends and customer demands. 

FAQs

Other covers available are:

  • Employers liability
  • Buildings
  • Contents
  • Business Interruption
  • Portable equipment including laptops and medical equipment
  • Commercial legal protection
  • Cyber cover to protect your client’s data
  • Income protection

Ready when you are

Do you have an existing policy with Howden?
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Our Website Terms and Conditions and Privacy Notice includes information on the scope of our service and how we will handle your data.

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0818 223000

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