Life Sciences insurance


At Howden, we recognise that in the healthcare industry, the dependence on medical technology is increasing.

So is the demand for broad, flexible and tailored insurance solutions for companies engaged in R&D and manufacture of medical equipment and supplies.

The growing reliance on technology in this industry creates increased risks which without adequate insurance protection, will leave your business exposed.

We work with key insurers who offer a specialist wording designed to cover the perils faced by the continually evolving Life Science sector.

Our covers:

  • Products Liability
  • Professional Liability
  • Errors & Omissions Liability
  • Clinical Trials
  • Intellectual Property Rights Infringement
  • Cyber Liability

In developing bespoke wordings for the Life Science sector, Howden recognise the sometimes-onerous contract conditions that Life Science companies are forced to agree to when trading with large global suppliers and the need to adapt their Products Liability insurance policies to cater for indemnities that go beyond legal liability.

Howden also identify that some Life Science companies who use Contract Manufacturing Partners need to have their Business Interruption insurance adapted to cater for this supply arrangement otherwise they can leave the company exposed to large financial loss in the event of major loss or damage at the Contract Manufactures site.

Who we work with

We work with clients directly and with other brokers active in the space, who trust our ability to analyse the risk and deliver specialist solutions.

We work with:

  • Pharmaceuticals
  • Nutraceuticals
  • Biopharma
  • Medical devices
  • Biotech
  • Vaccines
  • Research and Development
  • Clinical trials
  • Contract research organisations
  • Contract manufacturers
  • Veterinary products
  • Cannabis and psychedelics.

We can place programmes for major international and multinational businesses, but we’re just as comfortable working with smaller organisations, too.

You won’t have to worry about explaining the intricacies of your field to generalists who don’t understand what you do.

We’ve spent time in this space. We know the risks, and more importantly, we know how to create risk solutions that do what they’re meant to do: give you real peace of mind.

Just get in touch today, and we'll recommend the best course of action to get that risk covered and placed. 

Ready when you are

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