Medical Malpractice insurance

medical-malpractice-insurance

Medical professionals carry a huge weight of responsibility every day.

Patients and their family members depend on them to make decisions on matters of life and death, even a small mistake could have serious repercussions. Medical professionals are only human, and sometimes mistakes do happen. Your job involves caring for the health of other human beings, having the right medical malpractice insurance in place can protect you and your business from medical negligence claims, while also covering the costs of your defence and any settlement.

Our team  are dedicated to protecting your livelihood and your reputation. We have access to a range of insurers who specialise in the area of Medical malpractice insurance, offering you comprehensive medical malpractice cover and peace of mind.

Policy cover is on a “claims made” basis, which means that our insurance policy pays valid claims that occur while the policy is active and in force once they are made and reported after the retroactive date stated in the policy.

Run off cover is required once the policy has been cancelled. This is to cover any valid claims that may arise subsequent to the cancellation of the policy, following retirement or other reasons for ceasing practice.

Our team offers comprehensive knowledge of the risks facing the healthcare sector. Our markets have an excellent track record in the Medical malpractice insurance area enabling us to provide solutions in an ever-changing and fast-paced environment. Talk to us today and let us help you find the Medical malpractice insurance cover that’s right for you.

FAQs

When thinking about medical negligence, we automatically think of breach of hospital care; this is not necessarily the case. In any circumstance where a health professional looks after people’s health, therein lies the risk of medical negligence exposure. The threat of medical malpractice is not just confined to doctors, dentists and opticians, but to any person who is working in the health care field.

Malpractice includes but is not limited to:

  • a failure to diagnose
  • incorrect sterilisation techniques
  • incorrect medication or prescription

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