As a Life Coach, your livelihood is to focus on giving guidance and helping others improve their lives and careers.
Rewarding as that is, like any business that has a higher duty of care towards their clients, this presents an increased risk.
Don’t leave your business exposed, Howden has developed a Life Coach insurance product specifically with professional business coaches in mind, offering a combined Professional Indemnity and Public liability policy. Depending on your requirements, different levels of cover are available.
Features of our combined policy include:
- Professional Indemnity offers cover for the advice you provide, protecting your business against claims by clients for a financial loss incurred because of a negligent act, error or omission in the service or advice provided.
- Public liability cover – provides indemnity to the Insured in respect of their legal liability to Third Parties and Third-Party Property arising out of their occupation as Executive, Life or Business Coaches, and their use of their premises.
There is also an option to include Employers Liability insurance should this cover be required.