Camera Insurance

A person holding a camera

Camera Insurance has been behind the lens for over 25 years, supporting those in the photography industry with bespoke insurance policies.

From professional photographers, videographers, studio owners and freelancers, we offer all the cover generally required by a photographic business based in Ireland and allow for the production of a policy dedicated specifically to the requirements of the business.

We also specialise in:

  • Photographer insurance
  • Videography insurance
  • Insurance cover for trade bodies and camera clubs
  • Studio insurance
  • Camera equipment cover

If you would like to get in touch to find out more about the various insurance products on offer, give us a call on: +353 (0)1 8408060

What is Camera insurance?

The purpose of Camera insurance is to do what it says on the tin; to provide you with cover and financial protection in the event that your camera, or any of your photography, videography, or computer equipment is stolen, lost, or damaged.

Camera policies will go a step further than warranties, keeping camera owners and photographers covered against more than just mechanical breakdowns.

Insurance for all photographers and videographers

It doesn’t matter how much experience you have behind the camera, producing films or taking photographs, our insurance policies are available to cater for whoever needs it, whether you’re a:

  • Amateur photographer
  • Semi-professional photographer
  • Professional photographer
  • Student
  • Videographer

If photography or videography is your job, you also have the option to add various different business-related cover add-ons to compliment your photography insurance policy.

Whilst a standard camera insurance policy might be able to provide the cover you need to protect your camera equipment or items needed to support film production, you can also protect your business interests:

Public liability insurance

What if someone trips over your photography equipment and they didn’t to file a claim against you? Public liability cover can make sure legal costs and compensation fees are covered.

Professional indemnity insurance

In the unfortunate event that a client is disappointed with a photographer’s work and makes a claim, that’s where professional indemnity cover can help. 

Take a look at our photography insurance page and find out more about how a comprehensive insurance policy can provide cover for your business.

Is Camera insurance worth it?

Whether Camera insurance is worth it or not depends on your own individual circumstances.

How expensive is your photographic and computer equipment? Can you afford to pay for it to be fixed out of your own pocket if it gets damaged or stolen? How likely is it that your photography, whether it be a hobby or a job, could lead to an accident involving your camera equipment? These are the questions you need to ask yourself before deciding whether to buy camera insurance or not.

However, despite all of that, having peace of mind is priceless, and getting a comprehensive Camera insurance policy can give you that.

Camera equipment

What does Camera insurance cover?

If you were to opt for a comprehensive camera insurance policy, your cover could include the following:

Theft cover

Makes sure you’re not left out of pocket if your camera or equipment is stolen.

Accidental Damage cover

Accidents happen, such as dropping your camera, or spilling something on electrical equipment. Accidental Damage can provide cover when this happens.

Unlimited Worldwide cover

Frequent travellers could benefit from worldwide cover for wherever they take their camera or their productions.

New for old replacement equipment cover

New for old cover makes sure you get genuine replacements if something were to happen to your equipment.

Accessories cover

Lenses, tripods, camera bags, batteries, battery changers, printers, iMacs, tablets and a wide range of computer equipment could all be covered as accessories under a policy.

Hired equipment cover

This insurance can compensate you for the cost of repairing or replacing equipment that you have rented, leased, or borrowed in the event of damage, loss, or theft.

For more information about how far this coverage can stretch and exactly what is or isn’t included as part of a Camera insurance policy, give as a call, or get in touch via our website.

How to insure your camera equipment

To take the first step towards getting insurance for your camera equipment, we need you to provide us with a few details. These include:

Information about your camera

Tell us what make and model your camera is. We do not require a list of the equipment or make or model. Unless single valued over €10,000.

Details about yourself

Information such as your name, date of birth, and your home address.

The insurance excess you’re after

We need to know how much excess you’d be willing to pay in the event of a claim

Policy add-ons and extras

Are there policy extras you’d like to add to your Camera insurance policy?

Once we have these details, we can move forward with helping you get your hands on a Camera insurance policy that suits your needs and meets your expectations.

How much does camera insurance cost?

The amount you can expect to pay for your camera insurance will vary depending on multiple factors. Camera insurance premiums are calculated based on:

The policy type you opt for

More comprehensive policies are likely to be more expensive that basic camera insurance packages. Having multiple add-ons will impact premiums too.

Where you live or plan to travel

Some locations have higher levels of risks associated with them, which is noted by insurers.

Policy excess

The amount of excess you would need to pay in the event of a claim will impact the cost of your policy. For this policy, excesses are applicable for the following:

  • Standard Claim
  • Subsidence/Landslip
  • Theft from an unattended vehicle
  • Liability claims
  • Professional Indemnity
  • Third Party property damage

The value of your camera equipment

How much all your camera kit costs will determine the amount you’ll need to pay for a policy. The more valuable your belongings are, the higher your insurance premium will be.

If you're interested in finding out more about how Camera insurance could provide you with the cover you're looking for, get in touch either via or website or by calling us on +353 (0)1 8408060.

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