Key Person insurance

Ready to make a difference

How would your business cope if it lost a key director or employee?

For many, it would spell disaster. Key Person insurance or Key Person Protection, covers against the loss of key individuals in a business which would result in financial loss, either in terms of lost income, loss of confidence in the business, or someone who is simply pivotal to the ongoing success of the business.

When a business loses a key employee, this can negatively impact the business’ long-term revenue, and potentially contribute to a company’s failure.

Key Person insurance is designed to pay out a cash sum if the person insured:

  • Dies during the term of the policy
  • Is diagnosed with a serious specified illness that is covered under the policy (where this cover has been selected)

We can guide you through the process of deciding on the appropriate amount and length of your cover to ensure you get the right people protected at a suitable price.

Ready when you are

Do you have an existing policy with Howden?
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0818 223000

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