Financial Advisory

Positively personal financial advice for your life and business

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Financial planning and advice

At Howden, we believe that great financial planning is about more than numbers – it’s about people and what is important to them. Whether you are planning for retirement, growing your business or have other financial goals in mind, we are here to guide you. Helping you protect what's important and to plan for the future.

Our approach

Our approach is simple. Our financial planning process is built for you and around you. By listening to you, understanding your goals and keeping them at the centre of everything we do, we help our clients to answer the overarching question - “Will we be ok?”.

Whether you're a busy professional, a company executive, a business owner or planning for retirement, we’re with you every step of the way on your financial planning journey - to give you clarity, peace of mind, and build lasting trust, so you can focus on what truly matters to you.

4 step plan

Helping you answer - Will we be okay?

By understanding what matters most to you, we guide you through your financial planning journey giving you clarity and confidence. From your initial conversation with us to regular reviews, our structured approach - Engage, Analyse, Plan, Review - ensures your financial strategy grows and adapts alongside your life.

Our services

  • Lifestyle financial planning

    We begin by understanding what matters most to you - your goals, lifestyle, and aspirations. From there, we create a financial plan that helps you make informed decisions, so you can enjoy life today while preparing for tomorrow.

  • Protect what’s important

    Life is unpredictable. We help you build resilience by reviewing your insurance needs, protecting your income, and ensuring your family or business is financially secure if the unexpected happens. Protection is built into your plan - not added on later.

  • Retirement planning

    We guide you in determining when you can afford to retire and how much you’ll need. With the right mix of savings strategies and pension options, you can confidently look forward to your next chapter.

  • Estate planning

    We help structure your finances in a tax-efficient way - reducing what you owe today and planning for the future. It’s about preserving more of what you’ve earned and ensuring your legacy lasts.

  • Investing

    We help you build and grow your wealth through smart, tax-efficient, and cost-effective investments. As your assets grow, we manage the bigger picture - regular check-ins, portfolio adjustments, and ensuring your investments, income, tax, debt, and insurance all work together. No jargon, no guesswork - just clarity and alignment with your goals.

  • Wealth Management

    For individuals and families, managing wealth is about more than just investments - it’s about securing your future. We work alongside you as a trusted advisor, helping you navigate complex financial decisions, protect your assets, and build a legacy. For business owners, personal and business finances are often intertwined. We help you extract wealth from your business and plan for the future. Acting as a strategic partner and sounding board, we help you with succession planning and extracting wealth from your business.

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Other services

  • Employee benefits

    Our Employee Benefits experts design and implement an employee benefits program that aligns with your organisation’s goals and values, acting as your trusted partner when it comes to attracting, retaining, and engaging top talent. The Howden team is proud to provide a high-quality personal service with an honest, loyal, and professional approach. By drawing on a wealth of experience and technical knowledge, we ensure that our clients receive the comprehensive advice they need.

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  • Protecting your valuables

    Our team specialises in tailored insurance solutions that help protect high-value homes and treasured assets - giving you the right cover and peace of mind. We offer expert insurance advice to individuals and families, helping safeguard valuables such as collectibles and musical instruments to boats, travel plans, holiday homes, and more.

  • Commercial insurance

    With access to all the major insurance markets, we use our strong insurer relationships to achieve the most effective outcomes for our commercial and corporate clients. Whether that is reducing gaps in their insurance cover, reducing premiums, offering expert risk management support, or ensuring a claim is settled quickly and efficiently. For businesses large and small, well- established and start-up, we provide guidance on all aspects of commercial insurance.

  • Mortgage advice

    We offer our clients trusted advice and tailored solutions on mortgages with Ireland’s leading lending broker Finance Solutions part of Howden. From buying a first home through to multi-million-Euro purchases, they have helped turn thousands of clients’ property dreams into reality. Our expert advisers have access to the whole of the market – as well as exclusive and bespoke products – and know which lenders to approach in order to find the right mortgage.

  • Protection policies

    The right protection gives you and your loved ones peace of mind no matter what comes your way. Our protection insurance policies provide financial support to you or your loved ones in the unforeseen events of illness, injury, disability or death. Chat to one of our team about Life insurance, Income protection, Mortgage protection or Critical illness insurance.

  • Health insurance

    Private health insurance is designed to cover the cost of treatment in private and public hospitals and help meet every day medical expenses. The plans available offer great benefits such as Healthy Minds, Digital Doctor, Back Up and Nurse on Call, but you can also get a plan that offers you money back on fitness wearables, your gym membership and more. Let us help you to find the right plan to suit your needs.

  • Personal insurance

    We offer personal insurance cover to suit your individual needs - protecting your home, car, commercial vehicles, motorbike, travel plans, health insurance and more. Our team compares policies from a trusted panel of insurers to find the right benefits and cover for you, making the stress of searching for insurance simple and stress-free. With expert advice our personalised service will help you protect what matters most.

Why choose Howden?

Our Financial Advisory team take great pride in working with our clients - we don’t just manage financial requirements we help you plan and build for your future. 

Our expert team is committed to understanding your financial aspirations and life goals, crafting long-term strategies to deliver successful outcomes. Getting to know your goals in-depth we focus on developing a deep relationship with you. 

Whether you come to us for individual or business financial advice and planning, we build trust, and give you expert financial guidance every step of the way to navigate life and business. All with confidence and clarity. We look forward to working with you now and for many years to come. 

Ready when you are

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Frequently asked questions

A financial advisor helps you make informed decisions about your financial goals and aspirations. From investments and insurance to retirement planning, we tailor our advice to your personal situation or business requirements.

 

Financial advisory typically focuses on goal-based planning and guidance across investment, protection and retirement. Wealth management includes investment and portfolio strategies. At Howden, we combine both in one personalised service.

There’s no strict minimum, but our services are best suited to individuals or couples with complex financial needs - such as business owners, professionals, directors and CEO's.
 

Our advisors provide unbiased, regulated advice that’s compliant with Irish financial services authority standards. Your best interests are always at the centre of everything we do.

 

Yes. We specialise in aligning your personal wealth with your business strategy - including exit strategies, executive benefits and succession planning.

We offer both. Many clients begin with a one-off consultation and continue into an ongoing relationship where we provide strategic reviews, investment updates, and proactive planning support.