Insurance for Engineering Consultants

Protect your practice, your projects, and your reputation - cover built around the real risks consulting engineers face.

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Engineer writing on a pad at a construction site

Built for engineering consultancies of all sizes

  • Civil, structural, M&E, geotechnical and environmental consultants 

  • Design, inspection, certification and project management services 

  • Sole traders, SMEs, multi-discipline and larger firms 

  • Consulting engineers working on public sector or framework contracts 

Consultant engineering work carries high-stakes exposure

Even with strong processes, a small design error, specification issue, or miscommunication can lead to expensive disputes, delays, or claims. Here's how the team at Howden can support you:

Professional Indemnity that reflects your services

Cover tailored to design, advice, inspection, certification and project management exposures.

Contract & framework-ready insurance

We help you align cover to common requirements (limits, retroactive dates, collateral warranties, JV arrangements).

Support beyond placement

Claims guidance, mid-term contract reviews, and renewal planning that matches your pipeline.

What's covered

  • Professional Indemnity (PI)

    Design/advice errors, omissions, negligence claims, legal costs 

  • Public & Employers’ Liability

    Combined liability insurance  for site visits, third-party injury/property damage, staff exposures 

  • Cyber & Data

    Cyber insurance cover ransomware, phishing, business interruption, client notification costs 

Two engineers at a windmill

Why Choose Howden

An intermediary that understands how consulting engineers actually work 

 

  • We translate complex contracts into clear insurance actions 
  • We know what clients and main contractors usually ask for 
  • We can benchmark limits/structures against peer firms (where possible) 
  • We help avoid gaps between “what the contract expects” and “what the policy covers” 
  • We act quickly - quotes, renewals and urgent contract reviews 
  • You get a named advisor + claims support, not a call-centre hand-off 
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FAQs

It depends on your contracts, sectors, and risk profile. Many client contracts specify minimum limits - we’ll help you match requirements without buying unnecessary cover. 

Yes, we can review typical insurance schedules/clauses and advise what’s achievable in the market and how to evidence compliance

It can, but it depends on your scope and policy terms. We’ll clarify how your role is described and ensure the cover aligns to what you actually do. 

Often more so. Smaller firms can be more exposed to a single large claim. We’ll find a pragmatic solution that fits your business and its exposures.

If you share key details (services, fees, claims history, contract types), we can usually move quickly - especially for renewals or urgent contract deadlines. This is based on your proposal form and claims history. 

Ready when you are

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0818 287777

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