Farming personal accident

Personal accident insurance is highly recommended for all organisations and employees working within the farming sector. Slurry pits, tractors and machinery can all lead to risks of accident within the farming workplace.

At Howden, we offer individual policies along with a group accident insurance policy dedicated to providing income benefits to businesses with numerous people insured under the one policy.

Our personal accident insurance will protect you in an array of situations, including:

• Accidental death
• Temporary total disablement
• Permanent total disablement
• Loss of limb, sight, speech or hearing
• Permanent disabling injuries
• Temporary partial disablement
• Permanent partial disablement
• Hospital confinement

This insurance only operates if, at the time of any accident or incident leading to a claim, there is no other insurance or compensation fund in place covering the same liability.

All personal accident insurance cover is subject to the terms and conditions of the policy.