Construction Insurance Market: Trends and Outlook 2026

Raphael Cerda

White papers

2 minutes

12 December 2025

Understanding the insurance impacts of market transformation.

The construction insurance market is undergoing a period of transformation. Between increased requirements from insurers, the impact of climate events, and a slowdown in new projects, players must adjust their strategies to remain competitive.

Our economic outlook for 2026 provides you with the keys to understanding major developments and anticipating their effects.

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What needs to be remembered

  • More demanding subscription:  Insurers are tightening their criteria, requiring complete and technically flawless applications.
  • Climate pressure Disasters related to natural events impact technical balances, reinforcing the selectivity of investments.
  • Pricing and guarantees: Targeted increases continue, with increased vigilance on warranty texts and claims management.
  • New construction slowing down : Volumes in DO are decreasing, favoring framework agreements with rigorous monitoring.

For a complete analysis and detailed recommendations, consult our Howden economic outlook note.

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