5 tips to build a strong relationship with your insurers in the construction industry
How to make the most of your exchanges with insurers?
In the construction sector, a good relationship with your insurers is essential to secure your projects, obtain favorable conditions, and anticipate unforeseen events.
Here are 5 concrete tips to optimize your exchanges and bids.
Meet your insurers outside of renewal periods.
- Encourage regular exchanges to better understand their expectations.
- Value your actions in prevention and risk management.
- Create a climate of trust conducive to optimized pricing conditions.
Structure your calls for tenders for better performance.
- Launch them at the right time, with an appropriate frequency.
- Define clear objectives (prices, guarantees, services...).
- Prioritize dialogue and transparency to adjust offers.
03. Enhance your prevention strategy
- Document your actions (site safety, audits, training, etc.).
- Highlight your results (reduction of claims, compliance...).
- Integrate these elements into your consultation files.
Take care of the quality of the information transmitted.
- Centralize and update your documents (claims, balance sheets...).
- Adapt the level of detail according to the interlocutors (subscribers, brokers, etc.).
Build a long-term relationship
- Avoid changing partners too frequently.
- Involve your internal teams in contract monitoring.
- Consider your insurers as strategic partners.
Need to know more?

Raphael Cerda

Raphael Cerda
Head of Construction & Energy
With nearly 20 years of experience in construction insurance, Raphaël has held increasingly responsible positions at Bouygues Construction, Marsh, and Satec where he was head of Construction and Real Estate. He now joins Howden France to lead the development of the Construction and Energy Product Line on an international scale. Recognized for his negotiation skills and strategic vision, Raphaël will contribute to positioning Howden France as a leading player in the construction and energy insurance market.
Specific expertise: Decennial, Waterproofness, Real Estate, Large Projects
Degrees:
- MASTER Degree IAP / La Sorbonne
- MASTER Degree Insurance Law / La Sorbonne
- Executive MBA / PSL Paris Dauphine
- Executive MBA / UQAM Montreal







