Howden's 2024 Sustainability Report

Working together to build a fairer, more resilient world

Read about how we're putting insurance at the heart of a more sustainable future.

Download the 2024 Sustainability Report

At Howden, we believe insurance is a powerful catalyst for change. Our 2024 Sustainability Report showcases how we’re using our global reach, expertise, and partnerships to help shape a more sustainable future - one that’s fairer, more resilient and inclusive, for our clients, communities and colleagues.

Read more about Social Impact and Sustainability at Howden.

As the world prepares for COP30 in Belém, Brazil - a pivotal moment for climate implementation and inclusive action - we’re proud to contribute solutions that align with its ambition to demonstrate action, accelerate progress and scale resilience. 

We worked closely with clients to address the challenges – and seize the opportunities – of a more sustainable future.

- David Howden, CEO of Howden

Our vision in action

In a year that was officially the hottest on record and in which extreme weather events topped the World Economic Forum charts of long-term global risk, we cemented our position as an industry leader and drove forward tangible solutions that support a more equitable and resilient future. 

From pioneering insurance solutions to strengthening resilience in climate vulnerable communities, our work continues to reflect our commitment to long-term impact. 

Navigating the energy transition: our approach to risk

As the Climate Risk and Resilience team, our missing is to embed climate and resilience into global client solutions.

Key milestones included:

• The second year of the Global Risk and Resilience Fellowship 
• The creation of a pioneering carbon capture and storage (CCS) leakage facility  
• A collaboration with Microsoft to launch the Howden Resilience Laboratory  
• The inaugural De-Risking Summit during London Climate Action Week 

Insights from COP29 and the road to COP30

Building on our reports developed in collaboration with Boston Consulting Group (BCG) and UN Climate Change High-Level Champions - The Bigger Picture and The Great Enabler - we spotlighted the urgent need for an additional $10 trillion in insurance coverage to unlock the climate transition. These findings were brought to life through 11 high-impact solutions showcased at the UNFCCC Conference of Parties (COP29) in Azerbaijan.  

Throughout 2025, we have continued to advance this agenda across global platforms. As we look ahead to COP30 in Belém, we aim to further catalyse action and finance, scale resilience, and contribute to the inclusive and innovative spirit that Brazil is championing.

Key highlights

• £2.3 million donated to over 1,000 charities across 32 countries
• 14,800+ hours volunteered by colleagues worldwide
• 3,300+ pledges made through our All of Us campaign to foster inclusion
• Humanity Insured launched as a global not-for-profit to protect people on the climate crisis frontline
• Net zero target set for 2040 across buildings, transport, and purchased goods and services.