Errors & Omissions (E&O) insurance
E&O insurance aims to protect the company against claims for damages arising from professional services, often due to inadequate work or negligence.
Covering defence costs from the start of the procedure, as legal support is needed.
How does E&O insurance protect companies?
- Covers legal defence costs;
- Pays any damages or settlements.
Who needs E&O insurance?
Any business providing a service needs Errors and Omissions cover. Just a few examples:
- Maintenance companies
- Graphic designers;
- And many more.
If you are providing advice for a living, or working in a regulated sector, we recommend professional indemnity insurance.
We cover the costs of making a legal defence
Claims and damages
If a court orders you to pay damages, your insurance will pick up the tab
Negligence (actual or alleged)
Sometimes you will be at fault – sometimes claims will be frivolous. To protect your reputation, you need to be ready to defend both.
Covers temporary workers
Freelancers, contractors, temps. This policy covers people working for you, even if not in full time capacity.
Libel and slander
When you say something you shouldn’t…and later regret it.
We can cover work done previously to the policy period, subject to certain terms and conditions.
Who is the cover with?
We use a variety of insurers on the open market, depending on the nature of the risk. We enjoy excellent relationships and access to many insurance markets with expertise in a broad range of industries.