Howden France presents its white paper "Assurfroid" dedicated to professionals in the refrigeration and air conditioning engineering industry.
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Howden France presents its white paper "Assurfroid" dedicated to professionals in the refrigeration and air conditioning industry.
Paris, December 2, 2024 – Howden Group (« Howden »), international assurance broker, presents its Assurfroid white paper, dedicated to professionals in the refrigeration, HVAC and professional cooking sectors. For nearly 20 years, Assurfroid has been the leading brand in insurance for cold professions in France.

More than ever, the ASSURFROID teams are at the heart of the priorities of refrigeration professionals regarding their risks and risk transfer to insurance in a complex and evolving legal context. Protecting our clients' balance sheets, accompanying them in the evolution of their activities, securing their business plans; these are our objectives, and the white paper perfectly illustrates our skills and capacities for advice, placement, and management.
The cold sector The field of climate engineering and fine dining is evolving rapidly, driven by increasing regulatory requirements and an unavoidable energy transition. Faced with these challenges, risk management, particularly in terms of ten-year civil liability (RCD), becomes a key issue for professionals.
Decennial civil liability: an essential pillar
The ten-year civil liability insurance, mandatory for construction professionals and related equipment, is of particular importance in the cold sector Complex installations, such as industrial refrigeration systems or professional kitchens, must meet strict standards to ensure their durability and safety.
To accompany you on these subjects, our white paper addresses:
- The legal obligations and specificities of the RCD in this area.
- The risks associated with refrigeration equipment, which can impact the strength or compliance of structures.
- The tailored insurance solutions to protect your businesses and clients in case of defects or faults.
Why is RCD crucial in this sector?
The very nature of cold professions involves technical interventions on structures that are sometimes critical for buildings or industrial installations. In case of failure, the consequences can be costly, both financially and in terms of reputation.
This is where a strong RCD coverage comes into play, providing essential protection for your businesses while also building trust with your partners and clients.
A practical and strategic tool for professionals
Our analysis does not simply consist of a simple assessment: it offers concrete solutions and case studies, allowing you to better understand your responsibilities and choose the right insurance for your activities.
Contacter la France
Claude Christmas
Director of Construction / Energy / Cold - Howden France
FR +33 (French phone country code) 0)7 88 84 20 28 This translates to: "0)7 88 84 20 28"