Trends and Renewals in the Insurance Market in 2025
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Consult our 2025 economic outlook report and discover:
- Our in-depth analysis of the insurance market,
- Our approaches and perspectives for each product line and sector,
- Our recommendations for the coming year.

Nicolas AUBERT
CEO
In order to meet the growing complexity of risks and their ever-increasing diversity, Howden now has numerous Product expertise in France that enables us to provide strong and relevant solutions.
These expertise areas, managed by highly experienced professionals, are major assets in our relationships with our insurance partners, ensuring credibility and technical expertise to build the best solutions for our clients, aligned with their strategies, exposures, and context.
They need to adapt to the ever-changing risk and market environment, which is evolving faster, a technical environment that we aim to share with you.
You will find the approaches and perspectives of our team for each product, in our white book.

Eric DEMANGE
Deputy CEO and Commercial Director
In this increasingly uncertain context where soaring inflation is combined with a highly tense geopolitical environment, Howden supports its clients in risk and insurance management in an extremely targeted manner. Indeed, our value proposition is based on both the industry sector and the company segment, ranging from SMEs to Large Corporations. Our teams operate with a strong spirit of partnership and complete transparency.
Our 12 locations in France allow us to combine close relationships with the technical expertise of a global insurance brokerage player.
This enables us to offer high-value-added solutions and, in turn, obtain optimized insurance conditions. The use of high-level technical expertise is more necessary than ever in this market and risk environment.
We are delighted to share with you the insights of our experts in the following report as they provide their analysis of market trends for the 2024 renewals.